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Whether you just purchased a new home or have been a homeowner in the Heart of Dixie for years, you’ll likely experience a system or appliance breakdown at some point. Even if you keep up regular maintenance, normal use and living can wear on your home as it ages. A home warranty can connect you with vetted service providers when a home system or appliance malfunctions.
Our team reviewed the best home warranty companies in the United States and highlighted our top choices in Alabama. We compared provider coverage options, costs, and additional perks across our review standards.
The Top 5 Home Warranty Companies in Alabama
Here is our list of recommended Alabama home warranty companies:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- First American Home Warranty : Best for Home Systems Coverage
Note: All pricing information used in this article is based on a single-family home (smaller than 5,000 square feet) in Birmingham, Alabama. Your pricing may vary depending on your home’s size and type, your location, and your plan and add-on coverage options.
Compare Alabama’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
- Number of plans: Three
- Service call fee: $100–$125
- Get a quick quote: Visit American Home Shield’s site
American Home Shield (AHS) provides three coverage plans alongside three service call fees. The ShieldSilver plan covers home systems. The ShieldGold plan covers major systems and home appliances, and the ShieldPlatinum plan covers systems and appliances plus some additional coverage. AHS’s service call fees range from $100 to $125 per filed claim. All plans include a 30-day workmanship guarantee on completed repairs, which is the industry standard.
The ShieldSilver includes a $5,000 limit per covered system, while it pairs major appliances with a $2,000 limit in the ShieldGold. The ShieldPlatinum plan increases its coverage cap to $4,000 per covered appliance and includes roof-leak repair coverage up to $1,500.
American Home Shield’s three plans are outlined below.
ShieldSilver ($19.99–$39.99): This plan covers common home systems and components such as doorbells and chimes, garage-door openers, ceiling fans, ductwork, attic and built-in exhaust fans, faucets, toilets, whirlpool tub motor components, water heaters, heating units plus interior electrical lines, main breaker and fuse panel boxes, electrical systems, plumbing, air conditioning, heating systems, plumbing stoppages, and interior plumbing lines.
ShieldGold ($39.99–$59.99): This plan covers both major systems and appliances. Covered items include everything in the ShieldSilver plan plus built-in microwaves, clothes washers and dryers, dishwashers, garbage disposals, instant cold and hot water dispensers, ovens, cooktops, ranges, and refrigerators.
ShieldPlatinum ($69.99–$89.99): The ShieldPlatinum plan covers all items in the ShieldGold plan plus roof-leak repair coverage and plumbing system modifications. It increases the coverage cap to $6,000 per covered item.
Read more: American Home Shield review
Liberty Home Guard
- Number of plans: Three
- Service call fee: $65–$125
- Get a quick quote: Visit Liberty Home Guard’s site
Liberty Home Guard (LHG) has three protection plans. Each covered item has a coverage cap of $2,000, and LHG extends a 60-day workmanship guarantee. Roof-leak coverage is offered as an add-on only.
Liberty Home Guard’s service call fees range from $65 to $125 and are selected by Liberty Home Guard based on your home’s type, size, your location, and your coverage and add-on selections.
Liberty Home Guard’s three plans are outlined below.
Appliance Guard ($49.99): Covered appliances include built-in microwave ovens, ceiling and exhaust fans, clothes washers and dryers, dishwashers, garage-door openers, garbage disposals, ranges, ovens, cooktops, and refrigerators with built-in ice makers.
Systems Guard ($54.99): The six covered systems consist of water heaters, ductwork, air conditioning, plumbing, and heating and electrical systems. Liberty Home Guard also covers an additional air conditioner or HVAC system; most providers only cover extra units if you purchase an add-on.
Total Home Guard ($59.99): The Total Home Guard plan combines coverage for all items in the Appliance Guard and Systems Guard plans.
Read more: Liberty Home Guard review
Select Home Warranty
- Number of plans: Three
- Service call fee: $75
- Get a quick quote: Visit Select Home Warranty’s site
Select Home Warranty offers three protection plans with a cost-effective service call fee of $75 per filed claim. Select sends a vetted technician within 12 hours of receiving a claim, making it one of the quickest providers for claim response time.
The Bronze Care plan covers major appliances and includes a low coverage cap of $500 per covered appliance. The Gold Care plan provides a generous $3,000 coverage cap for air conditioning and heating systems only; all other home systems are limited to $500 per incident. Select’s plans also include roof-leak repair coverage of up to $400 per incident.
Select Home Warranty’s plans are listed below, along with monthly premiums.
Bronze Care ($44.42): Covered items include built-in microwaves, clothes washers and dryers, dishwashers, garbage disposals, ovens, refrigerators, and stovetops.
Gold Care ($44.42): This plan covers ductwork, water heaters, cooling and heating systems, plumbing, and electrical systems.
Platinum Care ($47.75): The Platinum Care plan covers everything in the Bronze Care and Gold Care plans.
Read more: Select Home Warranty review
America’s First Choice Home Club
- Number of plans: Four
- Service call fee: $75–$125
- Get a quick quote: Visit America’s First Choice Home Club site
America’s First Choice Home Club (AFC Home Club) provides plan flexibility via four coverage plans and three service call fee options. The service call fee ranges from $75 to $125 per filed claim. AFC Home Club also offers security perks, such as identity protection and free credit monitoring.
AFC’s Silver Plan includes a $3,000 coverage cap per covered appliance alongside a plan-length workmanship guarantee. The Systems Plan includes varied coverage caps: HVAC systems have a $2,000 coverage cap, whereas water heaters are limited to $1,000. Read AFC Home Club’s sample contract to understand coverage limits.
AFC Home Club’s plans and monthly prices are listed below.
Silver Plan ($38.58–$43.50): This plan protects major appliances such as clothes washers and dryers, dishwashers, garage-door openers, garbage disposals, ovens, ranges, stovetops, and refrigerators.
Systems Plan ($46.00–$50.92): This plan covers essential home systems such as ductwork, air conditioning, electrical, plumbing, water heaters, and heating systems.
Gold Plan ($53.33–$58.25): The Gold Plan covers all Silver Plan and Systems Plan items.
Platinum Plan ($58.25–$63.17): The Platinum Plan covers everything in the Gold Plan plus built-in microwaves, faucets, ice makers, and plumbing stoppages.
Read more: AFC Home Club review
First American Home Warranty
- Number of plans: Three
- Service call fee: $75–$125
- Get a quick quote: Visit First American Home Warranty’s site
First American provides three home warranty plans: the Starter Plan, Essential Plan, and Premium Plan. All plans allow you to choose from a $75, $100, or $125 service call fee, which customizes your monthly premium. The Starter and Essential plans offer a generous $3,500 coverage cap per covered appliance. The Premium Plan doubles appliance limits to $7,000 per covered appliance.
First American includes its First American Advantage upgrade within the Essential and Premium plans. The upgrade covers building permits, code upgrades, improper installations and modifications, refrigerant recapture and removal, and disposal of appliances, systems, and components after service.
First American Home Warranty’s plans and prices are outlined below.
Starter Plan ($47–$62): Covered items include built-in microwaves, cooktops, dishwashers, ductwork, electrical systems, heating systems, kitchen range hoods, ovens, plumbing systems, plumbing stoppages, refrigerators, toilet tanks, bowls, and mechanisms.
Essential Plan ($57–$72): This plan includes all items in the Starter Plan plus air conditioning, ceiling, attic, and exhaust fans, clothes washers, clothes dryers, the First American Advantage add-on, garage-door openers, trash compactors, and water heaters.
Premium Plan ($72–$87): This plan covers Essential Plan items plus central vacuum systems, faucets, full garage door systems, instant hot water dispensers, luxury appliances, shower heads, shower arms, and window AC units.
Unlike some competitors, First American doesn’t cover air conditioning in its Starter Plan—only as an add-on or in the Essential and Premium plans.
Read more: First American Home Warranty review
Over time, your home’s systems and appliances can break down due to normal wear and tear. Having a home warranty coverage policy speeds up the repair process by connecting you to professional service technicians who can quickly resolve your issue.
We recommend American Home Shield due to its unmatched coverage limits and years of experience in the industry. Liberty Home Guard is suitable for homeowners with multiple heating and cooling systems and other unique coverage needs. AFC Home Club provides a plan-length workmanship guarantee on completed repairs.
Before making your selection, we recommend requesting quotes from at least three different providers to compare your coverage options and plan exclusions.
Frequently Asked Questions
When should I purchase a home warranty if I buy a new home in Alabama?
A home warranty can be purchased at any time. However, many providers won’t offer coverage if you sign up after discovering a broken home system or appliance. Purchasing a home warranty before the closing date of your new home will ensure you have coverage when you move in, since most providers have a holding period of 30 days before activating coverage.
Are home warranties the same as homeowners insurance policies?
No, home warranties are not the same as homeowners insurance policies. Home warranties protect your home’s systems and appliances from breakdowns caused by normal wear and tear. Homeowners insurance policies cover incidents that damage your property and belongings within it, such as theft, fire, flooding, or storm damage. Having both policies in place can save you from significant out-of-pocket replacement costs.
Do home warranty companies cover roof-leak repairs?
Yes, most reputable home warranty companies offer roof-leak repair coverage, usually as an add-on. Typical roof-leak repair coverage only includes repairs for your home’s roof. Repairs for the roof of your porch or deck, structural damage, and metal or tile roofs are excluded from coverage.
How We Chose
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.