Best Home Warranty Companies in Alaska (2024)

By Jesus Sanchez Garcia | March 1, 2024

All products and services featured are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission.

Alaska residents know the importance of having functioning HVAC and water heater systems. A home warranty is worth considering if you’re concerned about an unexpected breakdown. In addition to covering home appliance and systems breakdowns, home warranties connect you with vetted service providers. To help with your research, we reviewed the best home warranty companies in the United States and selected the top Alaska providers.


 

The Top 3 Home Warranty Companies in Alaska

Our team compared each provider based on additional perks, coverage plans, costs, and reputability before making our recommendations. Here is our list of the top Alaska home warranty companies:

The cost data in this article is a national average based on the 120 sample quotes we requested across the country for monthly home warranty premiums. Your cost may vary based on your home’s size and type, location, and coverage selections.


 

Compare Alaska’s Top Home Warranty Companies

Providers
Best For
BBB Rating
Monthly Cost
Service Fee
Best for Extensive Coverage
B
$39.99–$79.99
$100–$125
Best Add-On Variety
NR
$49–$60
$65–$125
Flexible Coverage
A+
$55–$75
$70
Best Budget Coverage
B
$44–$48
$65–$75
Best for Systems Coverage
B
$45–$70
$75–$125
Star Rating Monthly Cost Service Fee BBB Rating Link
American Home Shield American Home Shield
$39.99–$79.99 $100–$125 B VISIT SITE
Liberty Home Guard Liberty Home Guard
$49–$60 $65–$125 NR VISIT SITE
Elite Home Warranty Elite Home Warranty
$55–$75 $70 A+ VISIT SITE
Select Home Warranty Select Home Warranty
$44–$48 $65–$75 B VISIT SITE
First American Home Warranty First American Home Warranty
$45–$70 $75–$125 B VISIT SITE
American Home Shield
Logo American Home Shield
Star Rating
Monthly Cost $39.99–$79.99
Service Fee $100–$125
BBB Rating B
VISIT SITE
Liberty Home Guard
Logo Liberty Home Guard
Star Rating
Monthly Cost $49–$60
Service Fee $65–$125
BBB Rating NR
VISIT SITE
Elite Home Warranty
Logo Elite Home Warranty
Star Rating
Monthly Cost $55–$75
Service Fee $70
BBB Rating A+
VISIT SITE
Select Home Warranty
Logo Select Home Warranty
Star Rating
Monthly Cost $44–$48
Service Fee $65–$75
BBB Rating B
VISIT SITE
First American Home Warranty
Logo First American Home Warranty
Star Rating
Monthly Cost $45–$70
Service Fee $75–$125
BBB Rating B
VISIT SITE

Liberty Home Guard

Best Add-On Variety
4.5
Monthly Cost : $49–$60 Service Fee : $65–$125 BBB Rating : NR

Why Liberty Home Guard Stands Out

Liberty Home Guard is an excellent service provider for homeowners who want a little bit more from their home warranty coverage. Its extensive list of add-on options expand your protection for potential home repairs to include items such as roof leaks, pest control, pro-series appliances, and pool equipment.

Benefits and Drawbacks

Benefits

➕ Unique coverage: LHG offers more than 38 add-on options, including coverage for pro-series appliances

➕ Customer service chat: LHG provides a 24/7 live-chat feature on its website to quickly connect with a representative if you have questions or concerns

➕ Workmanship guarantee: LHG re-services all approved repairs and replacements within 60 days at no additional charge

Drawbacks

➖ Opaque service call fees: LHG lacks transparency with its service call fee pricing as you pull a quote

➖ Fine print: LHG excludes its workmanship guarantee on repairs made by service providers outside its network

Plans, Pricing, and Availability

Liberty Home Guard (LHG) offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Plans typically cost $600–$720 annually with service fees of $65–$125 per visit. A representative will assign a service fee to your account based on the location of your home, plan selection, and any additional coverage options you select. You can ask a representative about your service call fee during the quote process or review your assigned fee via your online portal after you sign up. Down below is a coverage and pricing breakdown for LHG plans:

  • Appliance Guard ($49.99 per month): Covers your clothes washer, clothes dryer, refrigerator with ice maker and display, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling and exhaust fans, and garage door openers
  • Systems Guard ($54.99 per month): Covers your air conditioning system, heating system, ductwork, plumbing system, electrical system, and water heater
  • Total Home Guard ($59.99 per month): Combines the coverage of the appliance and systems plans into one comprehensive package
  • Add-ons: Liberty Home Guard offers up to 38 additional coverage options, including carpet cleaning, guest units, gutter cleaning, lawn sprinkler systems, pro-series appliances, saltwater pools, and reverse osmosis systems. You can add any add-on to the plan options above

Coverage Caps and Exclusions

Liberty Home Guard lists its coverage caps and exclusions in its sample contract. A few to note include these:

  • Appliances: Up to $2,000 per item
  • Major systems: Up to $2,000 per item
  • Electrical and plumbing: $500 per item and $250 within the first 90 days of signing up
  • Add-ons: $500 per item $250 within the first 90 days of signing up

Liberty Home Guard does not cover any preexisting conditions or any damage that results from improper installation or modification.

Liberty Home Guard Reviews

Liberty Home Guard holds an A+ rating from the BBB. Through our research, we discovered that LHG customers appreciate the claims experience due to its user-friendliness and prompt over-the-phone service. However, some customers noted LHG does not cover labor costs when a technician completes a repair.

Select Home Warranty

Best Budget Coverage
3.9
Monthly Cost : $44–$48 Service Fee : $65–$75 BBB Rating : B

Why Select Home Warranty Stands Out

Select Home Warranty is another provider worth mentioning due to its uncommon inclusion of roof-leak protection with every plan option. Its base plans offer no-frills coverage for your home systems and appliances at a competitive price point, but its coverage caps are significantly lower than many of the other providers in this space.

Benefits and Drawbacks

Benefits

Roof-leak coverage: Select includes up to $400 in roof-leak coverage with every plan

Generous HVAC coverage: Select provides a $3,000 coverage limit for air conditioning and heating systems

Annual discounts: Select grants an additional two months of coverage when you pay annually

Drawbacks

Low coverage caps: Select provides a $500 coverage cap for appliances–lower than some competitors

Fewer add-on options: Select offers limited add-on options compared to other providers

Service call fee per claim: Select charges a service call fee for each claim filed, which means you could be charged twice if you have multiple issues to address during a technician’s visit

Plans, Pricing, and Availability

Select Home Warranty offers three standard plans: Bronze Care, Gold Care, and Platinum Care. Its standout feature is the inclusion of limited roof-leak coverage up to $400 with all plan tiers. Plans cost between $533–$573 annually, with a service fee of $60–$75 per claim. A Select representative we spoke with stated Select will grant you a lower service call fee if you sign-up over the phone.

More than 50% of the Trustpilot reviews we read rated Select Home Warranty four stars or higher. Many noted how easy and quick it was to sign up for coverage. One customer mentioned that Select’s representative explained its coverage clearly and concisely. However, other customer reviews we read lamented Select’s inconsistent customer service. Down below is a coverage and pricing breakdown for Select’s protection plans:

  • Bronze Care ($44.42 per month): Covers your home’s appliances, including your clothes washer, clothes dryer, garbage disposal, refrigerator, stove, oven, built-in microwave oven, cooktop, and dishwasher
  • Gold Care ($44.42 per month): Covers built-in systems, including your air conditioning system, heating system, plumbing system, electrical system, water heater, and ductwork
  • Platinum Care ($47.75 per month): Covers all the items in the Bronze Care and Gold Care plans, plus garage door openers and ceiling fans
  • Add-ons: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, well pump

Coverage Caps and Exclusions

As mentioned above, Select Home Warranty’s coverage caps are slightly lower than other home warranty companies. We outlined notable coverage caps below:

  • Appliances: Covered up to $500 per item
  • Air conditioning, heating, and HVAC: Covered up to $3,000 per plan term
  • Electrical and plumbing: Covered up to $500 per item
  • Roof-leak coverage and other add-ons: Up to $400 per covered item
  • General exclusions: Only covers systems and appliances in a single-family dwelling, individual condominium units, townhouses, and modular homes. Prices may vary. It only covers systems and appliances properly and permanently installed and located within the living area of the home. Excludes coverage for systems or appliances in commercial properties or residential properties used for business purposes. Doesn’t cover preexisting conditions

Select Home Warranty Reviews

Select Home Warranty holds a B- rating* with the BBB. As part of our analysis for Select, we combed through more than 1,000 Google and Trustpilot Reviews from existing customers. We found many customers enjoyed Select’s helpful and knowledgeable service providers. However, several customers lamented Select’s lack of communication. Others stated it was difficult to get ahold of a representative when filing a claim or making changes to their coverage plan.

AFC Home Warranty

Best Membership Perks
4.4
Monthly Cost : $44–$97 Service Fee : $75–$125 BBB Rating : B

Why AFC Home Club Stands Out

AFC Home Warranty stands out for its plan variety, lengthy workmanship guarantee, and suite of additional benefits that come with any tier of plan coverage.

Benefits and Drawbacks

Benefits

Plan variety: AFC offers customizable plans via four coverage plans and three service call fee options

Longest repair guarantee: AFC provides a workmanship guarantee that extends the life of your plan per completed repair

Additional benefits: Includes security perks such as identity protection and free credit monitoring services

Drawbacks

Coverage exclusions: Doesn’t cover items with preexisting conditions

Limited coverage caps: AFC limits reimbursement for covered items older than five years to their depreciated value

Plans, Pricing, and Availability

AFC Home Warranty offers four plan options. Plans cost between $435 and $649 annually with services fees of $75–$125 per claim. Additionally, AFC provides an extensive workmanship guarantee and additional membership perks. Down below is a coverage and pricing breakdown for AFC protection plans:

  • Silver Plan ($36.25–$40.55 per month): Covers essential appliances, such as your clothes washer and dryer, kitchen refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener
  • Systems Plan ($43.17–$48.55 per month): Covers your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
  • Gold Plan ($50–$51.95 per month): Combines the coverage of the two basic plans into one comprehensive package
  • Platinum Plan ($51.95–$54.13 per month): Includes all the items in the Gold Plan plus coverage for built-in microwaves, faucets, ice makers, and plumbing stoppages
  • Add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, septic system, stand-alone freezer, sump pump, tankless water heater, and well pump

Note: Our quote did not include ductwork in the Systems Plan. When we reached out to the provider for clarification, a representative informed us that this confusion resulted from a clerical error. However, all plans that cover systems will also cover ductwork.

Coverage Caps and Exclusions

In general, AFC Home Warranty offers similar coverage terms compared to other home warranty providers. Here are a few key limitations and exclusions to consider:

  • Appliances: Up to $3,000 per covered item
  • Systems: Prorated coverage based on the depreciated value of systems five years or older
  • Add-ons: Varies by item (e.g., $500 for pool and spa equipment, sump pump, and well pump, but $200 for central vacuums)
  • General exclusions: Malfunction or improper operation due to rust or corrosion, collapsed ductwork, known or unknown preexisting conditions, routine maintenance, cosmetic defects, and secondary damage caused by an uncovered item

AFC Home Warranty Reviews

AFC Home Warranty has a B rating on the BBB. We reviewed hundreds of customer reviews on the BBB website and Google Reviews to determine that AFC has an overall satisfactory rating from existing customers.

AFC Home Warranty customers admire the friendly and knowledgeable customer service representatives and minimal hold times. Several customers wrote complaints regarding coverage—the biggest complaint being coverage claims denied due to technicalities. We recommend you review your service contract and plan options carefully with any provider before signing up.


 

Home Warranty Regulations in Alaska

Alaska does not have a clear regulatory body that regulates home warranties. However, Alaska’s Department of Law Consumer Protection Unit provides resources for consumers who purchase a home warranty. It includes a link to file a complaint should your provider ignore its contractual obligations.

Although governmental bodies don’t oversee home warranties, industry organizations such as the National Home Service Contract Association (NHSCA) do. The NHSCA consists of member companies that adhere to fair business practices. Arthur Chartrand, of counsel to the NHSCA, states the organization accepts consumer complaints from those who own a policy with member companies. He adds that the NHSCA can escalate your issue directly to your provider’s upper management. Doing so may increase your chances of a quick resolution.


 

What Do Home Warranties Cover?

A home warranty covers your home’s major appliances and systems from breakdowns caused by normal wear and tear. To repair or replace your broken appliance or system, you must request service as soon as you notice the problem. 

Home warranties typically cover your home’s most common appliances and systems. For example, most providers cover air conditioners, cooktops, dishwashers, ductwork, heating, electrical and plumbing systems, ovens, refrigerators, and water heaters

Providers offer additional coverage options to supplement your home protection. Typical add-ons include additional cooling and heating systems, refrigerators and freezers, septic tanks, sump pumps, and water softeners.


 

Our Recommendation

Our team recommends Liberty Home Guard because it includes a second heating unit within standard coverage. AFC Home Warranty is another solid option due to its unlimited workmanship guarantee and included membership perks. Finally, Select Home Warranty provides competitive HVAC coverage and roof-leak protection at an affordable rate. 

We suggest requesting quotes from three providers to compare coverage options and plan costs. Read each provider’s sample contract to understand the exact terms, exclusions, and limitations.


 

Alaska Home Warranty Companies FAQ

When should I purchase a home warranty if I buy a new home in Alaska?

You can purchase a home warranty at any time in Alaska. However, many providers won’t offer coverage if you sign up after discovering a broken home system or appliance. Most providers have a holding period of 30 days before activating coverage. Purchasing a home warranty before the closing date of your new home will ensure you have coverage when you move in.

How long does a home warranty last?

A home warranty typically lasts 12 months. This means a home warranty plan covers your home’s systems and appliances within a 12-month period. Most providers offer longer coverage terms if you need extended coverage.

Do home warranty companies cover furnaces?

Yes, many home warranty providers cover furnaces in their base plans. However, it is important to note that each provider offers different coverage limits for furnace systems. Check your provider’s service contract for the extent of its furnace coverage.

How often do I have to pay my service call fee?

Typically, you have to pay your provider’s service call fee each time you file a new claim. However, reputable providers won’t charge an extra service call fee if you experience issues with your completed repair within 30 days. In addition, some providers extend their repair guarantee past the industry standard of 30 days.


How We Chose the Top Home Warranty Providers

Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.

We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.