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Whether you own a vacation home in Lake Havasu City, Arizona, or recently moved to Phoenix, you know the importance of a functioning HVAC system in the desert. Even one day without air conditioning can be miserable, and finding a repair technician can be challenging during the steamy summer months.
Home warranties solve this issue by connecting you with licensed and insured repair technicians when your home systems and appliances break down. Consider a plan with one of these top home warranty companies in Arizona to take some of the headaches out of homeownership.
Arizona’s Top 5 Home Warranty Companies
Review the best home warranty companies to choose the right one for your Arizona home:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
Note: All pricing information used in this article is based on a single-family home (smaller than 5,000 square feet) in Paradise Valley, Arizona. Your pricing may vary depending on the size and location of your home.
Compare Arizona’s Top Home Warranty Companies
| Star Rating | Monthly Cost | Service Fee | BBB Rating | Link | ||
|---|---|---|---|---|---|---|
| American Home Shield |  | $65–$76 | $100–$125 | B | VISIT SITE | |
| Liberty Home Guard |  | $49-$60 | $65–$125 | A+ | VISIT SITE | |
| Select Home Warranty |  | $44–$48 | $65–$75 | B- | VISIT SITE | |
| First American Home Warranty |  | $59–$77 | $75–$125 | B | VISIT SITE |
| American Home Shield | |
|---|---|
| Logo |
|
| Star Rating | |
| Monthly Cost | $65–$76 |
| Service Fee | $100–$125 |
| BBB Rating | B |
| Liberty Home Guard | |
|---|---|
| Logo |
 |
| Star Rating | |
| Monthly Cost | $49-$60 |
| Service Fee | $65–$125 |
| BBB Rating | A+ |
| Select Home Warranty | |
|---|---|
| Logo |
 |
| Star Rating | |
| Monthly Cost | $44–$48 |
| Service Fee | $65–$75 |
| BBB Rating | B- |
| First American Home Warranty | |
|---|---|
| Logo |
 |
| Star Rating | |
| Monthly Cost | $59–$77 |
| Service Fee | $75–$125 |
| BBB Rating | B |
American Home Shield
- Number of Plans: Three
- Service Fee: $100–$125
- Get a Quick Quote: Visit site
Plans and Pricing
American Home Shield (AHS) offers three coverage options: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver’s covered items include many of your home’s built-in systems, such as heating and cooling systems. ShieldGold expands that coverage to your appliances, and ShieldPlatinum takes it even further by including roof leaks, additional HVAC benefits, and coverage for code violations.
ShieldSilver ($29.99 to $44.99 per month): This plan covers your major home systems, including your air conditioning, heating unit, ductwork, built-in exhaust fan, vent fan, attic fans, main breaker and fuse panel box, doorbells and chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub motor and components, and water heaters. AHS covers up to $5,000 per built-in system.
ShieldGold ($39.99 to $54.99 per month): This plan covers all the items in the ShieldSilver plan. It also provides up to $2,000 per appliance, including refrigerators, ranges, cooktops, ovens, dishwashers, built-in microwaves, garbage disposals, instant hot/cold water dispensers, washers, and dryers.
ShieldPlatinum ($59.99 to $74.99 per month): This plan expands on the coverage of the ShieldGold plan by covering up to $1,500 for roof leaks. It also provides a discounted annual HVAC tune-up, unlimited AC refrigerant, and up to $1,000 in code upgrades. It also increases its coverage limit to $4,000 per covered appliance.
Read more: American Home Shield Review
Liberty Home Guard
- Number of Plans: Three
- Service Fee: $65–$125
- Get a Quick Quote: Visit site
Plans and Pricing
Liberty Home Guard (LHG) is among the best home warranty companies for homeowners with unique coverage needs. Compared to other providers that may offer a dozen add-on options, LHG’s more than 35 options are unrivaled. These add-on options include coverage for saltwater pools, pro-series appliances, gutter cleaning, and more. You can add options to any of LHG’s three plan options: Appliance Guard, Systems Guard, and Total Guard.
Unlike AFC Home Club’s and AHS’s flexible service call fee model, which allows customers to choose their desired fee, LHG assigns your service call fee to your account based on your location, add-ons, and plan selection.
Appliance Guard ($49.99 per month): This plan covers your clothes washer, clothes dryer, refrigerator with ice maker and display, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling fans, exhaust fans, and garage door openers.
Systems Guard ($54.99 per month): This plan covers your air conditioning, heating system, ductwork, plumbing system, electrical system, and water heater.
Total Home Guard ($59.99 per month): This plan includes all the covered items in the Appliance and Systems Guard plans.
Read more: Liberty Home Guard Review
Select Home Warranty
- Number of plans: Three
- Service fee: $60–$75
- Get a quick quote: Visit site
Plans and Pricing
Select Home Warranty offers three competitively priced home warranty plans. The company offers its standard $75 service call fee when you sign up online. However, after speaking with a Select representative, we discovered it offers a $60 service fee when you sign up over the phone. In addition, Select includes roof-leak repair coverage in each of its plans—most providers only offer this as an add-on.
Bronze Care ($44.42 per month): This plan covers major appliances, such as built-in microwaves, clothes washers and dryers, dishwashers, garbage disposals, ovens, refrigerators, and stovetops.
Gold Care ($44.42 per month): This plan covers major systems, including air conditioners, ductwork, water heaters, heating systems, plumbing, and electrical systems.
Platinum Care ($47.75 per month): This plan bundles the Bronze Care and Gold Care plans together and adds plumbing stoppage coverage.
Read more: Select Home Warranty Review
First American Home Warranty
- Number of Plans: Three
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans and Pricing
First American Home Warranty offers three comprehensive plans. Unlike other providers that offer dedicated appliance or system-only plans, First American covers both in its entry-level Starter Plan. It also allows you to choose a $75, $100, or $125 service call fee. Choosing a higher service call fee lowers your monthly premium and vice versa.
Starter Plan ($42–$57 per month): The Starter Plan covers built-in microwaves, dishwashers, ductwork, electrical and heating systems, kitchen range hoods, ovens and cooktops, plumbing systems, plumbing stoppages, refrigerators, toilet tanks, bowls, and mechanisms.
Essential Plan ($52–$67 per month): The Essential Plan covers all items listed in the Starter Plan plus air conditioning, ceiling, attic, and exhaust fans, clothes washers and dryers, the First American Advantage additional coverage upgrade, garage-door openers, trash compactors, and water heaters.
Premium Plan ($67–$82 per month): The Premium Plan includes everything in the Essential Plan, including central vacuum systems, faucets, full garage-door systems, garbage disposals, instant hot water dispensers, luxury appliance coverage, shower heads and arms, and window air conditioning units.
Read more: First American Home Warranty Review
AFC Home Club
- Number of Plans: Four
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
Plans and Pricing
America’s 1st Choice Home Club (AFC Home Club) offers four plan options, more than the typical two or three options most competitors offer. Like AHS, AFC Home Club allows you to choose your service call fee, which will raise or lower your monthly fee. AFC Home Club’s plan options include the Silver Plan, which covers appliances; the Systems Plan, which covers systems; and the Gold and Platinum plans, which cover a combination of built-in systems and appliances.
Silver Plan ($49.58 to $56.67 per month): This plan covers your home’s appliances, such as your clothes washer and dryer, refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
Systems Plan ($60.25 to $67.33 per month): This plan covers your home’s major systems, including your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
Gold Plan ($70.83 to $77.92 per month): This plan offers comprehensive coverage for all items covered by the Silver and Systems plans.
Platinum Plan ($77.92 to $85 per month): This plan expands on the coverage of the Gold Plan by covering plumbing stoppages, faucets, ice makers, and built-in microwaves.
Read more: AFC Home Club Review
Home Warranty Regulations in Arizona
Arizona’s Department of Insurance and Financial Institutions (DIFI) regulates home warranties. Under Statute § 20-1095–20-1095.10, service contract companies must follow rigorous licensing requirements to conduct business in Arizona. In addition, DIFI provides a consumer guide to home warranties.
Alongside government oversight, home warranty providers self-regulate through industry associations. For example, the National Home Service Contract Association (NHSCA), a nonprofit organization of member home warranty companies, oversees providers to ensure they follow fair business practices.
Our Recommendation
When you make the most of your home, its most-used components will sustain normal wear and tear. With a home warranty, you can maintain the peace of mind that comes with having service providers at your fingertips. Top home warranty providers like Liberty Home Guard and American Home Shield will initiate service within 48 hours.
Before making a final choice, we recommend getting quotes from several providers to compare coverage and prices customized to your needs and location.
Frequently Asked Questions
What do home warranties cover?
Home warranties cover breakdowns of your home’s essential systems and appliances due to normal wear and tear. Home warranties also offer add-on coverage to supplement their standard coverage plans. However, home warranties don’t cover certain home repairs, such as structural wall damage.
How long does a home warranty last?
Typically, a home warranty contract lasts for one year. After this time, you must renew the contract to continue your home warranty coverage. Some home warranty providers offer discounted rates in exchange for longer service agreements.
How much does a home warranty cost in Arizona?
Based on the quotes obtained for this article, Arizona home warranty plan prices range from $30 to $80 per month.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.
