Best Home Warranty Companies in Arizona (2025)
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Whether you own a vacation home in Lake Havasu City, Arizona, or recently moved to Phoenix, you know the importance of a functioning HVAC system in the desert. Even one day without air conditioning can be miserable, and finding a repair technician can be challenging during the steamy summer months.
Home warranties solve this issue by connecting you with licensed and insured repair technicians when your home systems and appliances break down. Consider a plan with one of these top home warranty companies in Arizona to take some of the headaches out of homeownership.
Arizona’s Top 5 Home Warranty Companies
Review the best home warranty companies to choose the right one for your Arizona home:
- American Home Shield: Best for Comprehensive Coverage
- Liberty Home Guard: Best Add-On Variety
- Select Home Warranty: Best for Cost-Effective Plans
- First American Home Warranty: Best System Coverage
- AFC Home Warranty: Best Membership Perks
Note: All pricing information used in this article is based on a single-family home (smaller than 5,000 square feet) in Paradise Valley, Arizona. Your pricing may vary depending on the size and location of your home.
Compare Arizona’s Top Home Warranty Companies
Compare our top-recommended home warranty companies for Arizona of 2024 below.
Company | Logo | Star Rating | Monthly Cost | Service Fee | BBB Rating | Link |
---|---|---|---|---|---|---|
![]() | $39.99–$79.99 | $100–$125 | B | VISIT SITE | ||
![]() | $49–$60 | $65–$125 | NR | VISIT SITE | ||
![]() | $44–$48 | $65–$75 | B | VISIT SITE | ||
![]() | $44–$97 | $75–$125 | B | VISIT SITE |
We spent hundreds of hours researching the home warranty industry to rank brands against each other. Here are the best home warranty companies in Arizona according to our rating methodology:
American Home Shield
Best Coverage
Number of plans: 3 plans
Service call fee: $100–$125
Overview
American Home Shield (AHS) offers three plan options for Arizona homeowners: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver covers a suite of built-in systems, while ShieldGold expands that coverage to 10 additional home appliances, such as your oven, garbage disposal, and laundry machines. ShieldPlatinum includes these appliances and systems while offering roof-leak repair coverage, an annual HVAC tune-up, unlimited refrigerant, and coverage for rust, corrosion, and sediment damage. From reading its service contract, our team found AHS provides a $5,000 coverage limit for built-in systems.
Plans and Pricing
- ShieldSilver ($29.99 to $44.99 per month): This plan covers your major home systems, including your air conditioning, heating unit, ductwork, built-in exhaust fan, vent fan, attic fans, main breaker and fuse panel box, doorbells and chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub motor and components, and water heaters. AHS covers up to $5,000 per built-in system.
- ShieldGold ($39.99 to $54.99 per month): This plan covers all the items in the ShieldSilver plan. It also provides up to $2,000 per appliance, including refrigerators, ranges, cooktops, ovens, dishwashers, built-in microwaves, garbage disposals, instant hot/cold water dispensers, washers, and dryers.
- ShieldPlatinum ($59.99 to $74.99 per month): This plan expands on the coverage of the ShieldGold plan by covering up to $1,500 for roof leaks. It also provides a discounted annual HVAC tune-up, unlimited AC refrigerant, and up to $1,000 in code upgrades. It also increases its coverage limit to $4,000 per covered appliance.
Liberty Home Guard
Best Add-On Variety
Number of plans: 3 Plans
Service call fee: $65–$125
Overview
Liberty Home Guard (LHG) is among the best home warranty companies for homeowners with unique coverage needs. Compared to other providers that may offer a dozen add-on options, LHG’s more than 35 options are unrivaled. These add-on options include coverage for saltwater pools, pro-series appliances, gutter cleaning, and more. You can add options to any of LHG’s three plan options: Appliance Guard, Systems Guard, and Total Guard.
Unlike AFC Home Warranty and AHS’s flexible service call fee model, which allows customers to choose their desired fee, LHG assigns your service call fee to your account based on your location, add-ons, and plan selection.
Plans and Pricing
- Appliance Guard ($49.99 per month): This plan protects built-in microwave ovens, ceiling and exhaust fans, clothes washers and dryers, dishwashers, garage-door openers, garbage disposals, ranges, ovens, cooktops, and refrigerators with built-in ice makers.
- Systems Guard ($54.99 per month): This plan protects air conditioning, electrical, heating and plumbing systems, ductwork, and water heaters.
- Total Home Guard ($59.99 per month): This plan covers all items listed in its Appliance Guard and Systems Guard plans.
Select Home Warranty
Best Budget Coverage
Number of plans: 3 Plans
Service call fee: $75
Overview
Select Home Warranty offers three competitively priced home warranty plans. The company offers its standard $75 service call fee when you sign up online. However, after speaking with a Select representative, we discovered it offers a $60 service fee when you sign up over the phone. In addition, Select includes roof-leak repair coverage in each of its plans—most providers only offer this as an add-on.
Plans and Pricing
- Bronze Care ($44.42 per month): This plan covers major appliances, such as built-in microwaves, clothes washers and dryers, dishwashers, garbage disposals, ovens, refrigerators, and stovetops.
- Gold Care ($44.42 per month): This plan covers major systems, including air conditioners, ductwork, water heaters, heating systems, plumbing, and electrical systems.
- Platinum Care ($47.75 per month): This plan bundles the Bronze Care and Gold Care plans together and adds plumbing stoppage coverage.
First American Home Warranty
Best System Coverage
Number of plans: 3 Plans
Service call fee: $75–$125
Overview
First American Home Warranty offers three comprehensive plans. Unlike other providers that offer dedicated appliance or system-only plans, First American covers both in its entry-level Starter Plan. It also allows you to choose a $75, $100, or $125 service call fee. Choosing a higher service call fee lowers your monthly premium and vice versa.
Plans and Pricing
- Starter Plan ($42–$57 per month): The Starter Plan covers built-in microwaves, dishwashers, ductwork, electrical and heating systems, kitchen range hoods, ovens and cooktops, plumbing systems, plumbing stoppages, refrigerators, toilet tanks, bowls, and mechanisms.
- Essential Plan ($52–$67 per month): The Essential Plan covers all items listed in the Starter Plan plus air conditioning, ceiling, attic, and exhaust fans, clothes washers and dryers, the First American Advantage additional coverage upgrade, garage-door openers, trash compactors, and water heaters.
- Premium Plan ($67–$82 per month): The Premium Plan includes everything in the Essential Plan, including central vacuum systems, faucets, full garage-door systems, garbage disposals, instant hot water dispensers, luxury appliance coverage, shower heads and arms, and window air conditioning units.
AFC Home Warranty
Best Membership Perks
Number of plans: Four
Service call fee: $75–$125
Overview
AFC Home Warranty offers four plan options, more than the typical two or three options most competitors offer. Like AHS, AFC Home Warranty allows you to choose your service call fee, which will raise or lower your monthly fee. AFC’s plan options include the Silver Plan, which covers appliances; the Systems Plan, which covers systems; and the Gold and Platinum plans, which cover a combination of built-in systems and appliances.
Plans and Pricing
- Silver Plan ($49.58 to $56.67 per month): This plan covers home appliances, such as your clothes washer, clothes dryer, refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
- Systems Plan ($60.25 to $67.33 per month): This plan covers your home’s major systems, including your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
- Gold Plan ($70.83 to $77.92 per month): This plan covers all the items in the Silver and Systems plans.
- Platinum Plan ($77.92 to $85 per month): This plan is AFC’s most comprehensive coverage option. It covers all the items in the Gold Plan plus plumbing stoppages, faucets, ice makers, and built-in microwaves.
Home Warranty Regulations in Arizona
Arizona’s Department of Insurance and Financial Institutions (DIFI) regulates home warranties. Under Statute § 20-1095–20-1095.10, service contract companies must follow rigorous licensing requirements to conduct business in Arizona. In addition, DIFI provides a consumer guide to home warranties.
Alongside government oversight, home warranty providers self-regulate through industry associations. For example, the National Home Service Contract Association (NHSCA), a nonprofit organization of member home warranty companies, oversees providers to ensure they follow fair business practices.
Our Recommendation
When you make the most of your home, its most-used components will sustain normal wear and tear. With a home warranty, you can maintain the peace of mind that comes with having service providers at your fingertips. Top home warranty providers like Liberty Home Guard and American Home Shield will initiate service within 48 hours.
Before making a final choice, we recommend getting quotes from several providers to compare coverage and prices customized to your needs and location.
Frequently Asked Questions
What do home warranties cover?
Home warranties cover breakdowns of your home’s essential systems and appliances due to normal wear and tear. Home warranties also offer add-on coverage to supplement their standard coverage plans. However, home warranties don’t cover certain home repairs, such as structural wall damage.
How long does a home warranty last?
Typically, a home warranty contract lasts for one year. After this time, you must renew the contract to continue your home warranty coverage. Some home warranty providers offer discounted rates in exchange for longer service agreements.
How much does a home warranty cost in Arizona?
Based on the quotes obtained for this article, Arizona home warranty plan prices range from $30 to $80 per month.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.