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Connecticut homeowners know the importance of maintaining their heating and cooling systems during the winter and summer months. Purchasing a home warranty is a good way to protect your HVAC system from an inconvenient breakdown caused by normal wear and tear. Our team reviewed the best home warranty companies across the United States. We then chose the top providers in the Constitution State.
The Top 5 Home Warranty Companies in Connecticut
Our team considered multiple factors before choosing the top Connecticut home warranty companies. We compared plan coverage, costs, service call fees, and service contracts. Based on our research, we recommend the following providers:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare Connecticut’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Elite Home Warranty||$55–$75||$70||A||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in Connecticut
Connecticut’s Insurance Department (ID) regulates home warranties. Home warranties are considered insurance under Connecticut’s Chapter 700, Section 38a-320. The statute also highlights the key differences between a home warranty and home insurance.
In addition, home warranties self-regulate through industry associations. The National Home Service Contract Association (NHSCA) is one of several industry organizations that oversee member companies. Arthur Chartrand, who is of counsel to the NHSCA, recommends signing up with companies listed as NHSCA members because the organization upholds members to maintain fair business practices.
Understanding Home Warranty Fine Print
No home warranty covers every home item, so you’ll need to read your contract’s fine print to avoid surprises when you file a claim. Several common sections to read through include the following:
- Claims process
- Covered items and parts
- Limitations and exclusions
Before purchasing a home warranty, review the sections that outline the exact terms of coverage. Generally, home warranty companies cover the core components of covered items. If an essential part, such as your water heater’s pilot light, breaks, providers will likely cover it. However, a cracked but functional handle on your clothes dryer likely wouldn’t be covered.
Our team recommends American Home Shield due to its generous HVAC system coverage limits and discounted HVAC tune-up in its ShieldPlatinum plan. Liberty Home Guard is another solid option because it provides a 60-day workmanship guarantee for all completed repairs. Select Home Warranty is our final recommendation due to its $400 roof-leak coverage that’s included in each plan. We recommend reading each provider’s sample contract to understand its exact coverage terms, exclusions, and limitations.
Connecticut Home Warranty Companies FAQ
What is a Connecticut new home warranty?
A Connecticut new home warranty is a protection plan that house or condominium builders provide to homeowners who purchase a recently built home. New home warranties cover all structural components of the home or condominium. These warranties typically last one year.
Are home warranties worth it on older homes?
A home warranty is worth considering for an older home. Older homes typically have aged appliances and home systems, which are more likely to break down from wear and tear. The exception is if your home systems and appliances have preexisting conditions, as many providers exclude items with preexisting conditions from coverage.
What does a home warranty not cover?
Home warranties typically don’t cover routine maintenance, appliance removal and disposal fees, or commercial property. We recommend reading your provider’s sample contract to determine what it does and doesn’t cover in your policy.
Can I transfer my home warranty to another home?
Yes, most home warranty providers allow you to transfer your policy to another home. Some allow you to transfer your policy free of charge. However, you must contact your provider before moving into your new home to process the policy transfer correctly.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.