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From the haunted, cobbled streets of Savannah to the awe-inspiring views of Blue Ridge, Georgia’s 10 million residents can enjoy beautiful weekend getaways. If you’re gearing up for a much-anticipated trip, the last thing you want to deal with is finding a contractor and paying for a repair when one of your home appliances breaks down. A home warranty can help.
A home warranty allows you to conveniently file a claim 24 hours a day, 7 days a week. Most of the best home warranty companies then match you with a local service provider within 48 hours. In this article, we recommend the top home warranty providers for Georgia residents based on available coverage options, pricing, customer service experience, and other essential factors.
All pricing information used in this article is based on a quote for a single-family home smaller than 5,000 square feet in Sandy Springs, Georgia (a suburb near Atlanta). Your quote may vary based on your location, desired add-ons, and the size of your home.
The Top 4 Home Warranty Companies in Georgia
Here are the best home warranty companies for Georgia residents:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- America’s 1st Choice Home Club : Best Membership Perks
- HomeServe : Best for Specific Needs
Compare Georgia’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
- Number of Plans: Three
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
American Home Shield (AHS) is considered the founder of the home warranty industry with more than 50 years of service. Georgia homeowners who want to choose a provider that offers comprehensive coverage, flexible service call fees, high coverage limits (the total dollar amount a company is willing to pay for a covered item), and decades of experience might be interested in one of AHS’s three plans: ShieldSilver, ShieldGold, and ShieldPlatinum.
ShieldSilver covers a suite of home systems, including your main electrical breaker, fuse panel box, and water heater. ShieldGold covers all the items in the ShieldSilver plan as well as your home’s major appliances, such as the clothes washer and cooktop. ShieldPlatinum covers all the items in the earlier home warranty plans plus a generous allowance for roof leaks, code upgrades, and AC maintenance needs.
ShieldSilver ($39.99 to $54.99 per month): This plan covers your major systems, including your air conditioning, heating unit, ductwork, built-in exhaust fan, vent fan, attic fan, main breaker and fuse panel box, doorbells and chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets, valves, whirlpool tub motor and components, and water heater.
ShieldGold ($49.99 to $64.99 per month): This plan builds on the ShieldSilver plan by covering your refrigerator, range, cooktop, oven, dishwasher, built-in microwave, garbage disposal, instant hot/cold water dispenser, clothes washer, and clothes dryer.
ShieldPlatinum ($69.99 to $84.99 per month): This plan covers all the items in the ShieldGold plan as well as $1,500 for roof leaks, up to $1,000 for code violations, access to unlimited AC refrigerant, and discounts on your annual HVAC tune-up.
Get the Full Scoop: American Home Shield Review
Liberty Home Guard
- Number of Plans: Three
- Service Fee: $65–$125
- Get a Quick Quote: Visit site
Liberty Home Guard (LHG) offers three standard plan options: Appliance Guard, Systems Guard, and Total Home Guard. As the names suggest, Appliance Guard covers a suite of appliances, including your clothes washer and refrigerator with a built-in ice maker, whereas Systems Guard covers major systems, such as your HVAC unit. Total Home Guard combines the covered items from the two basic plans.
While other home warranty companies may allow customers to choose their own service call fee from a given range, LHG assigns a fee between $65 and $125 based on the location of your home, any additional coverage you elect, and the plan you choose.
Appliance Guard ($69.99 per month): This plan covers the repair and replacement costs for your major appliances, including clothes washer, clothes dryer, refrigerator with ice maker and display, built-in microwave oven, dishwasher, garbage disposal, range, oven, cooktop, ceiling fans, exhaust fans, and garage door openers.
Systems Guard ($74.99 per month): This plan covers your home systems, including your air conditioning system, heating system, ductwork, plumbing system, electrical system, and water heater.
Total Home Guard ($79.99 per month): This plan combines the coverage of the Appliance and Systems Guard plans.
Get the Full Scoop: Liberty Home Guard Review
America’s 1st Choice Home Club
- Number of Plans: Four
- Service Fee: $75–$125
- Get a Quick Quote: Visit site
America’s 1st Choice Home Club (AFC Home Club) offers four coverage options for Georgia residents, including the Silver Plan, Systems Plan, Gold Plan, and Platinum Plan. Your plan pricing may vary based on the service call fee you select, but the covered items will remain the same.
The Silver Plan covers your home’s appliances exclusively, while the Systems Plan covers home systems. The Gold Plan covers all the items in the earlier two plans, including your heating system, garbage disposal, and cooktop. The Platinum Plan covers all of the items in the Gold Plan plus additional coverage for your ice maker, plumbing stoppages, and more.
Silver Plan ($45.25 to $51.67 per month): This plan covers 10 major appliances, including your clothes washer, clothes dryer, refrigerator, oven, range, cooktop, stove, dishwasher, garbage disposal, and garage door opener.
Systems Plan ($54.92 to $61.33 per month): This plan covers your home systems, including your water heater, air conditioning system, heating system, electrical system, plumbing system, and ductwork.
Gold Plan ($64.58 to $71.08 per month): This plan combines the coverage of the Silver and Systems plans.
Platinum Plan ($71.08 to $77.50 per month): This plan includes all the covered items in the Gold Plan plus plumbing stoppages, faucets, ice makers, built-in microwaves, attic fans, ceiling fans, and exhaust fans.
- Number of Plans: 19 (may vary depending on your location)
- Service Fee: $100
- Get a Quick Quote: Visit site
HomeServe offers comprehensive coverage for items outside the normal realm of home warranty plans. While home warranty companies will typically cover built-in systems and appliances inside your home, they don’t often cover the exterior elements.
HomeServe partners with local utility companies and service providers, which enables it to offer highly specialized plans based on your home’s needs. Our quote for a single-family home in Sandy Springs, Georgia, returned 19 plan options, but your available plans may vary depending on the location of your home and the utility providers you use.
You can compare the 19 home warranty plans below. While you cannot combine plan options, you may notice the higher-priced plans tend to bundle coverage from the more specialized earlier plans.
Gas Line Plus ($4.99 per month): This plan covers your interior gas line, interior gas restoration, exterior gas line, and exterior gas line restoration up to $8,000.
Exterior Electrical Line Coverage ($5.49 per month): This plan covers your exterior electrical line up to $5,000.
Water Heater Repair ($6.99 per month): This plan covers water heater repairs up to $850.
Exterior Water Service Line Coverage ($7.95 per month): This plan covers your exterior water service line and exterior water service line restoration up to $7,000.
Water Heater Repair and Replacement Plan ($8.99 per month): This plan covers your water heater repairs and replacements up to $1,500.
Interior Electrical Line Coverage ($11.99 per month): This plan covers your interior electrical line up to $2,500.
Exterior Sewer/Septic Line Coverage ($12.98 per month): This plan covers your exterior sewer/septic line and exterior sewer/septic line restoration up to $10,000.
Cooling System Coverage ($12.99 per month): This plan covers your air conditioning system up to $1,750.
Heating System Coverage ($12.99 per month): This plan covers your heating system up to $1,750.
Exterior Pipe Plan ($15.99 per month): This plan covers your exterior water service line, exterior water service line restoration, exterior sewer/septic line, and exterior sewer/septic line restoration.
Heating and Cooling Plan ($19.99 per month): This plan covers your cooling and heating systems up to $10,000.
Interior Plumbing and Drainage System Coverage ($18.99 per month): This plan covers your interior plumbing and interior drainage up to $3,000.
Home Plumbing and Drainage Coverage ($21.98 per month): This plan covers exterior sewer/septic line, interior plumbing, interior drainage, and drain cleaning up to $12,000.
Home Comfort Plan ($29.99 per month): This plan covers your interior gas line, exterior gas line, cooling system, heating system, and water heater repairs up to $10,000.
Complete Plumbing Plan ($41.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, exterior sewer/septic line restoration, interior plumbing, interior drainage, drain cleaning, interior gas line, exterior gas line, and water heater repairs up to $10,000.
TotalHome Warranty Appliances ($48.33 per month): This plan covers your home’s appliances, including your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, and garage door opener.
Interior Protection Plan ($55.99 per month): This plan covers your interior plumbing, interior drainage, interior gas line, exterior gas line, interior electrical line, cooling system, heating system, and water heater repairs up to $10,000.
TotalHome Warranty Combo ($58.33 per month): This plan covers your refrigerator, clothes washer, clothes dryer, range, dishwasher, built-in microwave, trash compactor, garage door opener, interior plumbing, interior electrical line, cooling system, heating system, water heater repairs, heat pump, ductwork, garbage disposal, attic and ceiling fans, doorbell system, and central vacuum system.
Premium Home Protection Plan ($69.99 per month): This plan covers your exterior water service line, exterior sewer/septic line, interior plumbing, interior drainage, drain cleaning, interior gas line, exterior gas line, exterior electrical line, interior electrical line, cooling system, heating system, and water heater repairs up to $10,000.
The home warranty companies featured in this article have all been thoroughly reviewed and are solid choices, but you still have to select the one that’s best for you and your home. We recommend American Home Shield for homeowners who don’t want to worry about coverage caps for their home’s built-in systems. AHS’s comprehensive plans also cover more items than the typical home warranty plan.
We recommend Liberty Home Guard for homeowners who may have additional coverage needs, such as pro-series appliances, water softener systems, spas, and other home items that may not be offered by other home warranty service providers.
To ensure you’re making the right choice for your home, we recommend that you request quotes from your top three choices to compare their service contracts and specific costs and coverage for your home.
Frequently Asked Questions
How does a home warranty work?
Home warranties help homeowners resolve their home’s inconvenient and expensive repairs and maintenance costs. When you begin your home warranty policy, you agree to pay a small monthly fee (typically between $39 and $64) in exchange for financial coverage and access to a network of trusted and licensed contractors for covered home appliance and systems breakdowns. You’ll pay a service call fee when you file a claim, which is like a deductible on the coverage for your home repairs or replacements. Beyond that, much of the inconvenience of appliance or systems breakdowns resulting from normal wear and tear is taken care of for you.
Is a home warranty worth it?
A home warranty is worth it if you factor in the total cost of spending your time tracking down, scheduling, and following up with the technicians that work on your home. While you may not balk at the expense of your home’s repair costs, you may find yourself wishing that you were able to spend your time doing literally anything else.
What is the best home warranty company in Georgia?
All the home warranty providers featured in this article have been carefully selected against our team’s stringent in-house review standards, but the best home warranty for Georgia residents will depend on your home’s needs. For instance, if you’re particularly concerned about the potential for roof leaks due to Georgia’s high annual rainfall, you might consider American Home Shield’s ShieldPlatinum policy, which offers more than $1,000 in roof-leak protection—compared to its competitors that offer $500 or less.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.