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Hawaii is home to year-round sunshine, but the state sees its fair share of rain. Your home’s roof can wear down over time, leading to inconvenient leaks. A home warranty offers roof-leak protection and covers essential home systems and appliances. Our team compared the best home warranty companies in the United States and selected the top two providers available in the Aloha State.
The Top 2 Home Warranty Companies in Hawaii
Each company we reviewed offers multiple coverage options, competitive pricing, and solid reputability. The following are our recommended Hawaii home warranty companies:
The cost data in this article is a national average based on the 120 sample quotes we requested for homes across the country. Your cost may vary based on your home’s size and type, your location, and your coverage selections.
Compare Hawaii’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Elite Home Warranty||$55–$75||$70||A||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
Home Warranty Regulations in Hawaii
Hawaii’s Department of Commerce and Consumer Affairs oversees home warranties through the Regulated Industries Complaints Office (RICO). Under Hawaii Statute §§ 481X-1 to 481X-12, home warranty companies must keep detailed records of each service contract sale they make. In addition, companies must provide consumers with a clear sample contract that outlines exact coverage terms.
Home warranties also self-regulate through the National Home Service Contract Association (NHSCA). The NHSCA is a nonprofit industry organization consisting of member companies that follow fair business practices.
Arthur Chartrand, who is of counsel to the NHSCA, recommends noting who you speak with and the date each time you submit a claim with your provider. He emphasizes the importance of noting representatives’ names so you can quickly escalate an issue with your provider if they become unresponsive.
How to Make the Most of Your Home Warranty
Home warranties may seem confusing. Take the following steps to make the most of your home warranty plan:
- Choose the right coverage.
- Document everything.
- Maintain realistic expectations.
- Read provider reviews.
- Report a breakdown as soon as it occurs.
We suggest carefully reading your sample contract to ensure you fully benefit from your home warranty. Understanding what items are covered, the claims process, and exclusions and limitations can reduce denied claims.
A home warranty can help maintain your Hawaii home’s major systems and appliances whenever a normal wear-and-tear breakdown occurs. Home warranties also connect you with reputable service providers. Liberty Home Guard is our top pick in Hawaii due to its large suite of add-ons and 60-day workmanship guarantee. We also recommend Select Home Warranty because each plan includes limited roof-leak protection. We suggest requesting quotes from different providers to compare costs and coverage options.
Hawaii Home Warranty Companies FAQ
What is usually covered by a home warranty?
Major appliances and systems such as dishwashers and air conditioners are usually covered by a home warranty. Other typically covered items include clothes washers and dryers, heating systems, microwave ovens, plumbing, refrigerators, and water heaters.
How do I avoid a home warranty claim denial?
There are several ways to avoid a claim denial from your home warranty provider:Conduct regular inspections of your systems and appliances.Keep track of all maintenance documents. Perform routine maintenance.Read your sample contract.
What is a preexisting condition?
A preexisting condition is a breakdown or issue that a home system or appliance experienced before home warranty coverage began. Many providers do not cover preexisting conditions; therefore, you should purchase a home warranty policy while all your systems and appliances work for complete protection.
How long does a home warranty last after purchasing a plan?
Home warranties typically last 12 months after purchasing a coverage plan. Some providers allow you to purchase multiyear policies. Multiyear policies often include a price discount or additional months of coverage included.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.