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Idaho experiences all four seasons throughout the year. If you own a home in the Gem State, you know the importance of keeping your air conditioner and furnace in working condition year-round. A home warranty helps reduce the downtime you experience when a system or appliance breaks down due to normal wear and tear. We compared the best home warranty companies nationwide and chose the top providers available in Idaho.
The Top 5 Home Warranty Companies in Idaho
Our team reviewed each provider using our in-depth review standards and determined the following companies offer the best Idaho home warranties.
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
The cost data displayed in this article is a national average based on the 120 sample quotes we requested for a 2,000-square-foot, single-family home. Your cost may vary based on your coverage and your home’s size, type, and location.
Compare Idaho’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
Home Warranty Regulations in Idaho
The state of Idaho doesn’t have a clear governmental body that regulates home warranties. However, the state includes service contracts under the Idaho Consumer Protection Act’s jurisdiction. The act outlines consumer protections that companies must adhere to before conducting business within the state.
Idaho allows you to submit a complaint with the Department of Insurance if you have a dispute with your home warranty provider.
Although Idaho’s government bodies don’t directly oversee home warranties, industry associations do. For example, the National Home Service Contract Association (NHSCA) is an industry organization of member companies that follow fair business practices. The NHSCA oversees member companies to keep the consumer’s best interests in mind.
Do Home Warranties Cover Plumbing?
Reputable home warranty companies cover plumbing systems. Generally, home warranties cover the essential components of your home’s plumbing system. Examples of covered components include the following:
- Drain lines
- Sewer lines within 100 feet of your home
- Toilet tanks
- Water lines
Plumbing system coverage also includes leak damage, pipe blockages, and ruptured lines. However, most providers don’t cover pipe breaks or stoppages caused by frozen pipes or root damage.
Whether you purchased a new home or currently live in the Gem State, a home warranty could give you greater peace of mind by protecting your essential systems and appliances. Our team recommends Liberty Home Guard for those who want a lengthy workmanship guarantee per completed repair. American Home Shield is a solid choice due to its generous coverage caps. Finally, Select Home Warranty is worth considering for affordable HVAC protection. We suggest reading provider sample contracts to confirm exact terms, exclusions, and limitations.
Idaho Home Warranty Companies FAQ
Is there a difference between home insurance and home warranties?
The biggest difference between home insurance and home warranties is the type of coverage offered. Home insurance protects your home’s structural components from damage caused by accidents outside of your control. Home warranties protect your home’s systems and appliances from breakdowns caused by normal wear and tear.
Can I transfer my home warranty to another home?
Yes, most home warranty providers allow you to transfer your policy to another home. Some providers allow you to transfer your policy free of charge. However, you must contact your provider before moving into your new home to process the policy transfer correctly.
How quickly do home warranties process claims?
Typically, home warranties process claims within 24 to 48 hours of receiving them. However, the date and time of day you file a claim affects how quickly a provider can process it. For instance, expect a delay if you file a claim during a holiday or after hours.
What is a preexisting condition?
A preexisting condition is a previous breakdown or issue that a home system or appliance experienced before coverage began. Many providers do not cover preexisting conditions; therefore, it’s important to purchase a home warranty policy while all your systems and appliances work for complete protection.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.Sorry. No posts matching your criteria!