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Whether you recently purchased a house in the Sunflower State or you’ve owned your Kansas home for years, protecting it is a top priority. Over time, your home’s systems and appliances can break down due to normal wear and tear—and these breakdowns won’t be covered by a homeowners insurance policy. A home warranty, however, covers your systems and appliances and removes the hassle of finding a reputable service provider to fix your breakdown. We reviewed the best home warranty companies nationwide and selected the best options in Kansas.
The Top 5 Home Warranty Companies in Kansas
We rated the following home warranty companies based on our in-depth review standards. We considered coverage limits, plans, pricing, and service reputability.
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare Kansas’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Elite Home Warranty||$55–$75||$70||A||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in Kansas
Our research indicates Kansas doesn’t regulate home warranties. However, several industry organizations do. For instance, the National Home Service Contract Association (NHSCA) is an industry association made up of member companies that adhere to fair business practices. The NHSCA accepts complaints from consumers who have a policy with a member company.
Arthur Chartrand, who is of counsel to the NHSCA, suggests attempting to resolve your issue with your provider before filing a complaint with the NHSCA. He adds that tracking who you speak with and when can help expedite claims resolution.
How Do Home Warranties Work?
If a covered item in your home breaks down, you can file a claim with your home warranty company. Home warranties offer several options to begin the claims process. To initiate your claim, you’ll answer some questions about your issue over the phone or via an online portal. If your home warranty company covers your breakdown, it will arrange an appointment with an in-network service provider. Certain companies allow you to choose your technician. This flexibility is advantageous if you already have a trusted plumber, electrician, or heating, ventilation, and air conditioning (HVAC) specialist.
Following the diagnosis of the issue, the technician will seek your provider’s authorization to carry out the necessary service or repair. Depending on your issue, your provider may offer a complete replacement. Unless the repair or replacement costs surpass your plan’s coverage caps, you only have to pay the service call fee outlined in your contract.
A home warranty is an option for homeowners who want protection for their major systems and appliances. We recommend American Home Shield as our top choice for its plan flexibility and comprehensive coverage. Liberty Home Guard provides an extensive list of additional coverage options, and Select Home Warranty offers competitive pricing. As you narrow down your options, we recommend requesting quotes from three providers and reading their service contracts to understand specific plan costs, coverage, and exclusions.
Kansas Home Warranty Companies FAQ
What are the benefits of a Kansas home warranty?
There are several benefits of a Kansas home warranty. The biggest benefit is that it could cover costly repairs or replacements of your home’s systems and appliances if you lack the funds to pay out of pocket. A home warranty also sends vetted service providers directly to your home, saving you time otherwise spent sourcing a service provider yourself.
Do home warranties cover broken home items?
All home warranty providers require your home items to be in working condition before providing coverage. You can file a claim if a covered item breaks after your initial waiting period.
Are home warranties worth the cost?
Each situation is different. A home warranty is worth the cost for someone who can’t afford an expensive appliance or home system repair. A home warranty could save you hundreds or even thousands of dollars in home repairs depending on what items break down and what your coverage is.
Who do I contact if my state doesn’t have a clear regulatory body for home warranties?
The Attorney General’s Office is the best entity to contact if your state doesn’t have a clear regulatory body for home warranties. The Attorney General’s and Consumer Protection offices handle complaints and take the necessary steps to regulate noncompliant companies. The National Home Service Contract Association (NHSCA) also forwards complaints to the appropriate third party.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.