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The cold winter months of Massachusetts strain your home’s major systems. Over time, your major systems and appliances can break down due to normal wear and tear. Having a home warranty may help cover repair costs. To simplify your purchasing journey, we compared the best home warranty companies nationwide and selected the best options in Massachusetts.
The Top 5 Home Warranty Companies in Massachusetts
We rated the following home warranty companies based on our in-depth review standards. We considered coverage limits, plans, pricing, and service reputability.
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-On Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
Note: The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare Massachusetts Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in Massachusetts
Massachusetts regulates home warranties via its Department of Insurance (DOI). It outlines regulatory practices under Massachusetts Statute §§ 175, 146B–149F. The state requires all home warranty providers to file a $25,000 surety bond to confirm their financial well-being.
In addition to government oversight, home warranties self-regulate through industry associations. For example, the National Home Service Contract Association (NHSCA) is an industry organization that regulates member companies and provides consumer resources to homeowners. Arthur Chartrand, of counsel to the NHSCA, suggests signing up with member home warranty companies because their interests align with the NHSCA.
Do Home Warranties Cover Furnaces?
Home warranty providers cover furnaces. Most companies classify furnaces as part of the broader HVAC system category. Coverage can vary significantly depending on the provider. Generally, home warranties cover the essential components of a furnace, such as blower motors, heat pumps, ignitors, and thermostats. However, home warranties won’t cover cosmetic components such as flues, grills, and vents. We suggest reading your provider’s service contract to understand the terms, exclusions, and limitations.
A home warranty can suit your needs whether you recently purchased a new home or own an older one. We recommend American Home Shield due to its comprehensive coverage and plan flexibility. Liberty Home Guard offers coverage for a second heating and cooling system within its standard systems plan. Select Home Warranty provides generous HVAC coverage at an affordable rate. Before choosing a provider, we recommend pulling quotes from three providers and reading their sample contracts to compare costs, coverage options, and exclusions.
Massachusetts Home Warranty Companies FAQ
Do I need a home warranty when buying or selling a home?
You don’t need a home warranty when buying or selling a home. However, a home warranty can give peace of mind to a new homeowner by covering their new home’s systems and appliances within the length of the policy (typically the first year of homeownership). For home sellers, a home warranty adds an extra incentive for homebuyers to consider your home over others. It raises the value of your home and could lead to a quicker sale.
What are the benefits of a Massachusetts home warranty?
There are several benefits to a Massachusetts home warranty. The biggest benefit is that it could cover costly repairs or replacements of your home’s systems and appliances if you lack the funds to pay out of pocket. A home warranty also sends vetted service providers directly to your home, saving you time from sourcing a service provider on your own.
How long does it take for a home warranty to fix my issue?
Providers typically address claims within 48 business hours. Your home warranty provider‘s response time may vary.
What is the average cost for a home warranty in Massachusetts?
A home warranty policy in Massachusetts costs an average of $53.70 monthly. Your monthly premium will vary depending on which provider you choose, your home’s location, and your selected plan.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.