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The Magnolia State is known for its blazing summers. You want your air conditioning to be in peak condition to keep you cool during the warmer seasons. Consider a home warranty to protect your air conditioner and other essential home items from unexpected breakdowns. Home warranties cover normal wear and tear breakdowns and connect you with reputable service providers. We compiled a list of the best home warranty companies nationwide and chose the best providers for Mississippi homeowners.
The Top 5 Home Warranty Companies in Mississippi
We compared providers based on plan availability, costs, coverage limits, customer service, and additional coverage options to create our list of the best Mississippi home warranty companies:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
The cost data displayed in this article is based on our team’s national average for a monthly home warranty premium. Your cost may vary based on your home’s size and type, your location, and your coverage selections.
Compare Mississippi’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
Home Warranty Regulations in Mississippi
Mississippi doesn’t provide a clear regulatory body that oversees home warranty companies. However, the state allows consumers to file a complaint with the Attorney General’s Office if their home warranty provider acts in bad faith.
Industry organizations such as the National Home Service Contract Association (NHSCA) oversee home warranty companies. The NHSCA requires member companies to follow a code of ethics centered on fair business practices.
Arthur Chartrand, of counsel to the NHSCA, advises homeowners to consider an NHSCA member company for their home protection needs. He adds that the NHSCA can expedite consumer complaints by contacting the provider’s upper management directly.
Do Home Warranties Cover Plumbing Systems?
Almost all home warranties cover plumbing systems because they are integral to your home. However, each provider has unique coverage limits, terms, and exclusions. For example, some providers offer a $3,000 coverage limit per claim, while others provide up to $500. Most providers tend to cover main plumbing components, such as drain and water lines, toilet tanks, and valves.
That said, there are common exclusions to note. Most providers won’t cover burst, blocked, or leaking pipes caused by tree roots. Frozen pipes and obstructed pipe access are typically not covered. When choosing a home warranty provider, consider the plumbing system components you need covered and the plumbing coverage limits before signing up.
Our team chose Liberty Home Guard as our top recommendation due to its coverage for second air conditioning systems within standard plans. It also provides a solid 60-day workmanship guarantee. We recommend American Home Shield for homeowners who need total home protection. Our final recommendation is AFC Home Club because it allows you to choose your service technician.
Before choosing a home warranty, we suggest reading each provider’s sample contract to understand coverage terms, exclusions, and limitations.
Mississippi Home Warranty Companies FAQ
Is a home warranty right for me?
A home warranty could be right for you if you’re buying a new home or are an existing homeowner. Your home’s essential items may break down due to normal wear and tear, and the manufacturer’s warranty could be expired when a failure occurs. If you don’t have time to deal with unexpected repairs or replacements for major appliances and built-in systems in your home, a home warranty may be right for you.
Do home warranties cover everything in my home?
Home warranties cover the majority of systems and appliances in your home. Most providers cover clothes washers and dryers, cooktops and stoves, refrigerators, dishwashers, plumbing systems, HVAC systems, central vacuums, electrical systems, and air conditioning. The items covered depend on which provider and coverage options you choose.
Does a home warranty cover wear and tear?
Yes, home warranties cover the wear and tear of your built-in systems and appliances. Over time, those systems and appliances can fail due to age and use, leading to inconvenient repairs. A home warranty could reduce the stress when breakdowns occur because it sources vetted technicians for you.
Do home warranty companies guarantee their work?
Yes, reputable home warranty providers offer a workmanship guarantee for completed repairs. The industry standard is a 30-day guarantee. If a repaired item breaks down during the 30 days, your provider will send a service technician to fix it for free (no additional service call fee).
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.