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The Granite State is known for its brutal winters. Your home’s heating system works around the clock to keep your home warm during cold seasons. Consider a home warranty to protect your essential home systems and appliances from unexpected breakdowns. If your major appliance or system malfunctions due to wear and tear, a home warranty will cover its repair or replacement. Our team compared dozens of providers before choosing the best home warranty companies nationwide. We then selected the top providers in New Hampshire.
The Top 5 Home Warranty Companies in New Hampshire
We considered several key factors before choosing the top New Hampshire home warranty companies, including plan coverage, costs, service call fees, and service contracts. Based on our research, we recommend the following companies:
- American Home Shield: Best for Comprehensive Coverage
- Liberty Home Guard: Best Add-on Variety
- Select Home Warranty: Best for Cost-Effective Plans
- America’s 1st Choice Home Club: Best Membership Perks
- Cinch Home Services: Best Coverage Variety
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and your home’s size, type, and location.
Compare New Hampshire’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in New Hampshire
New Hampshire’s Insurance Department (ID) regulates home warranties. The ID establishes requirements home warranty companies must meet before selling service contracts within the state. For example, New Hampshire statute RSA 407-A requires companies to maintain a trust bond of at least $50,000 at all times.
Industry associations, such as the National Home Service Contract Association (NHSCA), also regulate home warranties. This organization oversees member home warranty companies. It created a code of ethics member companies must follow, which centers on providing fair and competitive service to consumers.
What Do Home Warranties Cover?
A home warranty covers the major appliances and systems inside your home. Specifically, home warranties cover breakdowns caused by normal wear and tear. Most providers require you to request service once you notice an issue before repairing or replacing your broken appliance or system.
Home warranties cover your home’s most common appliances and systems. Commonly covered items include air conditioners, cooktops, dishwashers, ductwork, heating, electrical and plumbing systems, ovens, refrigerators, and water heaters.
Home warranty companies provide additional coverage options to supplement your home protection. The most common add-ons include additional cooling and heating systems, refrigerators and freezers, septic tanks, sump pumps, and well pumps.
A New Hampshire home warranty can ensure your home’s essential systems and appliances run smoothly all year long. A home warranty also takes the guesswork out of finding a reputable service provider to fix your issue. We recommend American Home Shield due to its extensive system and appliance coverage list. Liberty Home Guard is another solid choice if you need coverage for multiple HVAC systems. Finally, Select Home Warranty makes sense if you’re looking for roof-leak coverage.
Before signing up, we recommend reading the fine print of at least three provider contracts to understand their exact terms, exclusions, and limitations.
New Hampshire Home Warranty Companies FAQ
When should I purchase a home warranty for a new home in New Hampshire?
You can purchase a home warranty at any time in New Hampshire. However, many providers won’t offer coverage if you sign up after discovering a broken home system or appliance. Most providers have a holding period of 30 days before activating coverage. We recommend purchasing a home warranty before the closing date of your home to ensure you have coverage when you move in.
Why is there a waiting period before my home warranty coverage begins?
Most home warranty companies have a waiting period of 30 days before coverage begins because they want to ensure any breakdowns your systems and appliances may suffer are from normal wear and tear rather than preexisting conditions. Like any other insurance company, home warranty providers won’t cover an already broken item.
Do home warranty companies cover furnaces?
Yes, many home warranty providers offer furnace coverage in their base plans. However, it is important to note that each provider offers different coverage limits for furnace systems. You should check your provider’s service contract for the extent of coverage.
What is the best way to file a claim with my home warranty provider?
The best way to file a claim with your home warranty provider depends on your preference. Providers offer dedicated claims phone lines and online portals to submit claims. However, we recommend calling your provider because you can provide more detailed descriptions of your appliance or system breakdown.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.