Affiliate Disclaimer: All products and services featured are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission.
North Dakota is home to freezing winters. Your home’s roof, HVAC, and other essential systems and appliances can quickly wear out from the elements. A standard homeowners insurance policy won’t cover a home appliance or system breakdown caused by normal wear and tear; however, a home warranty can fill the coverage gaps your home insurance leaves. It can also connect you with a vetted service provider, saving you time otherwise spent searching for one yourself. We reviewed the best home warranty companies in the United States and rounded up the best options in North Dakota below.
The Top 5 Home Warranty Companies in North Dakota
Our team scored the following home warranty companies on their coverage limits, plans, pricing, and service reputability. Check out our top North Dakota home warranty companies:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
The cost data used in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare North Dakota’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in North Dakota
North Dakota has no clear governmental body regulating home warranty companies. However, you can file a complaint with the state’s Insurance Department (ID) should your home warranty provider ignore its contractual obligations.
Industry associations exist to regulate home warranty companies in states without clear governmental oversight. One such organization is the National Home Service Contract Association (NHSCA). It consists of member companies that self-regulate based on fair business practices.
Arthur Chartrand, of counsel to the NHSCA, recommends contacting the NHSCA before filing a complaint with the ID if you own a policy with a member company. He adds that the NHSCA can directly forward your complaint to the provider’s upper management. This can result in an expedited resolution to your issue.
Do Home Warranties Cover Pools?
Most home warranty companies provide pool coverage. Since many homeowners may not own a pool, providers usually offer pool coverage as an add-on. Typically, home warranties cover the essential operating components of pool filtration, heating, and pumping systems. For instance, most providers cover above-ground plumbing pipes and pool sweep motors. Commonly excluded pool components include disposable filtration media, pool covers, and chlorinators. We recommend reading your provider’s fine print to understand the exact terms of pool coverage.
Protecting your North Dakota home requires more than just routine maintenance. Take the delay out of finding a repair technician with a home warranty. Consider American Home Shield for its unique coverage of improperly installed items and rust, corrosion, or sediment damage. Liberty Home Guard is another solid provider due to its 60-day workmanship guarantee. Finally, Select Home Warranty makes sense for those who want basic HVAC coverage. We suggest reading each provider’s sample contract to understand coverage exclusions and limitations.
North Dakota Home Warranty Companies FAQ
How do I avoid a home warranty claim denial?
There are several ways to avoid a claim denial from your home warranty provider:Conduct regular inspections of your systems and appliances.Keep track of all maintenance documents. Perform routine maintenance.Read your sample contract.
Do home warranties cover broken home items?
All home warranty providers require your home items to be in working condition before providing coverage. You can file a claim if a covered item breaks after your initial waiting period.
Do home warranty companies cover furnaces?
Yes, many home warranty providers offer furnace coverage in their base plans. However, each provider offers a different coverage limit for furnace systems. Therefore, it’s important to check your provider’s service contract for the extent of coverage.
What is a preexisting condition?
A preexisting condition is a previous breakdown or issue a home system or appliance has experienced before coverage begins. Many providers do not cover items with preexisting conditions; therefore, you should purchase a home warranty policy while all your systems and appliances work for complete protection.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.