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With regular use, your home’s important appliances and systems can break down when you least expect it. In addition to the inconvenience of a broken system or appliance, finding a reputable technician to fix an issue takes time. A home warranty protects your major appliances and systems and connects you with high-quality service providers near your home. Our team reviewed the best home warranty companies nationwide. From there, we selected the top providers in Oklahoma.
The Top 5 Home Warranty Companies in Oklahoma
We compared each provider using our comprehensive review standards and determined the following companies to be the best Oklahoma home warranties.
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
- Select Home Warranty : Best for Cost-Effective Plans
The cost data displayed in this article is based on our team’s national average for a monthly home warranty premium. Your cost may vary based on your home’s size and type, location, and coverage selections.
Compare Oklahoma’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Elite Home Warranty||$55–$75||$70||A||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
First American Home Warranty
Get a quick quote: Visit First American Home Warranty’s site
Read more: First American Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
Home Warranty Regulations in Oklahoma
Oklahoma’s Department of Insurance (DOI) oversees service contract regulation. The DOI doesn’t specify in its legislature that it regulates home service contracts. That said, Oklahoma Statute § 15-141.2 provides general guidelines for service contract providers to follow.
If you have a home warranty and believe your provider has not honored your contract, you can file a complaint with the DOI’s Insurance Commissioner.
Home warranties self-regulate through several industry organizations. For instance, the National Home Service Contract Association (NHSCA) is an industry organization of member companies that adhere to a code of ethics established by the organization. The NHSCA works with these companies to provide consumers with a satisfactory experience.
How Does a Home Warranty Work?
In short, a home warranty sends a vetted service technician to fix your home appliance or system breakdown whenever you file a claim. A homeowner purchases a home warranty plan from a provider, usually for a monthly or annual fee. Once an issue arises, the homeowner contacts their provider by filing a claim describing the issue. After the provider receives and processes the claim, it sends a contractor to the homeowner’s doorstep. The contractor then diagnoses the problem and performs the repair once the home warranty company approves. Typically, the homeowner must pay a service call fee before the contractor begins the repair.
A home warranty can reduce the headache of home systems and appliance breakdowns if you live a busy lifestyle. After comparing multiple providers, we named American Home Shield as our top pick. It provides generous coverage limits, guest unit protection, and flexible service fees. We also recommend Liberty Home Guard due to its second HVAC unit coverage. Finally, AFC Home Club is worth checking out for its solid appliance coverage.
We recommend pulling quotes from multiple providers to compare coverage and costs.
Oklahoma Home Warranty Companies FAQ
Are home warranties required in Oklahoma?
Oklahoma doesn’t require homeowners to own a home warranty, but it could be a good investment. Home warranties cover repair and replacement costs caused by unexpected system or appliance breakdowns. For example, it may cost hundreds or even thousands of dollars to replace a broken dishwasher. A home warranty would cover this cost.
What is the length of a home warranty?
A home warranty usually lasts one year to complete a contract term. However, many providers offer extended home warranty coverage plans that last longer than one year. Contact your home warranty provider and speak with a representative to access a longer coverage term.
Does a home warranty cover roof leaks?
Yes, most home warranty providers cover roof leaks. However, some companies exclude it. A roof-leak repair typically consists of patching your roof to fix the leak. A home warranty doesn’t cover metal roofs, shingle replacement, gutters, roof-mounted equipment, or roof replacement. Check your policy to see whether your plan includes roof-leak coverage or if you need to purchase an add-on.
What is a service call fee?
A service call fee is similar to a deductible charged by an insurance company. Providers charge a service call fee each time you file a new claim. Service call fees range from $65 to $125, depending on your provider and plan selection.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.