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With a wide variety of home warranty providers available, Pennsylvania homeowners may wonder which one to choose. It’s important to consider several factors before deciding on a provider, such as claims process, coverage options, price, and service reputability. To help you with your research, we compared dozens of the best home warranty companies nationwide and selected the best providers available in Pennsylvania.
The Top 5 Home Warranty Companies in Pennsylvania
Based on our comprehensive review standards, here is our list of the top Pennsylvania home warranty companies:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
The cost data displayed in this article is based on our team’s national average for a monthly home warranty premium. Your cost may vary based on your home’s size and type, location, and coverage selections.
Compare Pennsylvania’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Get a quick quote: Visit First American Home Warranty’s site
Read more: First American Home Warranty Review
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
Home Warranty Regulations in Pennsylvania
Our research shows Pennsylvania doesn’t allocate a governmental regulatory authority to oversee home warranties. However, it outlines the requirements service contract providers must follow under Stat § 6302. In addition, the state has implemented several consumer protections, such as a complaint form, to help expedite disputes between providers and consumers.
Home warranties self-regulate through industry associations. For example, the National Home Service Contract Association (NHSCA) is a nonprofit industry organization consisting of member companies that follow fair business practices. Arthur Chartrand, who is of counsel to the NHSCA, recommends filing a complaint with the NHSCA if your provider is a member. Chartrand states the NHSCA can expedite your complaint by sending it directly to your provider’s upper management.
Do Home Warranties Cover High-End Appliances?
Most home warranty companies cover high-end appliances within standard coverage. However, some providers require you to purchase pro-series appliance coverage as an add-on. Providers typically include a coverage limit for repairing or replacing your high-end appliances. We recommend reading your sample contract to confirm it covers some or all of the cost of a repair.
Whether you’ve purchased a new home or you’re a current resident in Pennsylvania, a home warranty can take the stress out of repairing or replacing your home’s systems and appliances. Our team recommends Liberty Home Guard due to its solid coverage limits and workmanship guarantee. American Home Shield provides unique coverage for rust damage, preexisting conditions, and more. Finally, AFC Home Club offers customizable plans to fit your needs.
Before signing up, we suggest reading several providers’ sample contracts to understand coverage, exclusions, and limitations.
Pennsylvania Home Warranty Companies FAQ
How can I get the most out of my home warranty?
To get the most out of your home warranty, purchase the coverage plan that provides the best value for your dollar. Consider the type of coverage you need. For example, if you only need major systems coverage, purchase a plan that provides coverage for your systems. Finally, ensure the provider’s coverage limits meet or exceed the value of your covered system.
How much does a home warranty cost in Pennsylvania?
A home warranty policy in Pennsylvania costs an average of $55.55 per month, according to our research. Your monthly premium may vary depending on your home’s location and your chosen provider and plan.
Do home warranties pay for labor?
Most home warranties pay for the labor and parts required to repair a covered item within your policy, subject to the coverage cap or depreciated value. However, some providers only cover the cost of an appliance or system’s parts, not the labor of your assigned service provider. You are responsible for paying your home warranty provider a service call fee each time you file a claim.
Is a home warranty worth it for an older home?
A home warranty could be worth it for an older home with aged appliances and home systems because those items are likely to break down from normal wear and tear. The exception is if your home systems and appliances have preexisting conditions. Many providers exclude systems and appliances with preexisting conditions from coverage.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.