Best Home Warranty Companies in Utah (2025)

Liberty Home Guard (LHG) offers an extensive list of add-on coverage options, positive customer feedback, and solid coverage caps. LHG provides three home warranty plans: Appliance Guard, Systems Guard, and Total Home Guard.

LHG includes additional coverage for a second air conditioner and HVAC system in its standard plans, whereas most providers offer these as add-ons for an extra fee. LHG also extends a 60-day workmanship guarantee for completed repairs, which is double the industry standard of 30 days.

Liberty Home Guard assigns a service call fee from $65 to $125 based on your home’s type and size, your location, and your coverage and add-on selections.

• Appliance Guard ($49.99 per month): The Appliance Guard covers built-in microwave ovens, ceiling and exhaust fans, clothes washers and dryers, dishwashers, garage-door openers, garbage disposals, ranges, ovens, cooktops, and refrigerators with built-in ice makers.
• Systems Guard ($54.99 per month): The System Guard protects major systems, including air conditioning, electrical, heating and plumbing systems, ductwork, and water heaters.
• Total Home Guard ($59.99 per month): The Total Home Guard covers all items listed in its Appliance Guard and Systems Guard plans, making it LHG’s most comprehensive coverage plan.

Select Home Warranty is another recommendation for Utah homeowners. Select provides a generous coverage cap for heating and cooling systems. However, Select pairs other home systems and appliances with a lower coverage cap. With that said, Select offers one of the quickest response times to issues; it asserts it’ll send a vetted professional to your home within 12 hours of receiving your claim.  

In addition, Select allows you to file a claim within two days of discovering a breakdown, whereas other providers require you to file a claim immediately. Select includes roof-leak repair coverage in each plan, up to $400 of coverage annually.

• Bronze Care ($44.42 per month): The Bronze Care plan includes coverage for built-in microwaves, clothes washers and dryers, dishwashers, garbage disposals, ovens, refrigerators, and stovetops.
• Gold Care ($44.42 per month): The Gold Care plan protects ductwork, water heaters, cooling, heating, plumbing, and electrical systems.
• Platinum Care ($47.75 per month): The Platinum Care plan combines everything in the Bronze Care and Gold Care plans into one comprehensive plan.

First American Home Warranty offers comprehensive home protection via generous coverage caps for each covered system and appliance. First American also offers discounts for select new appliances. Note that First American offers air conditioning coverage only as an add-on in its Starter Plan. However, it includes air conditioning coverage in its Essential and Premium plans. Additionally, First American provides service call fee flexibility via three service call fees.

With its First American Advantage upgrade, First American includes additional coverage for items most home warranties don’t cover. For example, the First American Advantage upgrade reimburses you for items and instances such as using cranes during installation, cosmetic damage to home appliances and systems, appliance removal fees, and local building permits coverage when required for replacing appliances. It bundles this upgrade with its Essential and Premium plans.

• Starter Plan ($42–$57 per month): It protects home appliances and systems such as built-in microwaves, dishwashers, ductwork, electrical, heating, and plumbing systems, oven/cooktop, plumbing stoppages, and refrigerators. It pairs this plan with a $3,500 coverage cap per covered appliance and an unlimited cap per covered system.
• Essential Plan ($52–$67 per month): The Essential Plan covers Starter Plan items, plus air conditioning, ceiling/attic/exhaust fans, clothes washers, clothes dryers, the First American Advantage upgrade, garage-door openers, trash compactors, and water heaters.
• Premium Plan ($67–$82 per month): This plan includes Essential Plan items and adds central vacuum, full garage-door systems, instant hot water dispensers, and luxury appliance coverage. It increases appliance coverage caps to $7,000 per covered appliance.

AFC Home Warranty is another solid choice due to its flexible plan and service call fee options. AFC also provides an unlimited workmanship guarantee per covered repair for the length of your plan, whereas the industry standard is 30 days.  

Additionally, AFC Home Warranty offers an unlimited coverage cap for air conditioning and heating systems, plus $3,000 per covered appliance. However, AFC limits coverage caps for certain systems, such as plumbing. Also, covered items older than five years are subject to a depreciated value based on items of similar value. 

• Silver Plan ($41.50–$46.83 per month): The Silver Plan covers appliances, including clothes washers and dryers, dishwashers, garage-door openers, garbage disposals, ovens, ranges, stovetops, and refrigerators.
• Systems Plan ($49.50–$54.83 per month): The Systems Plan covers major systems, such as ductwork, air conditioning, electrical, plumbing, and heating systems, plus water heaters.
• Gold Plan ($57.50–$62.83 per month): The Gold Plan bundles home appliance and systems coverage. 
• Platinum Plan ($62.83–$68.17 per month): The Platinum Plan includes all items listed in the Gold Plan, plus built-in microwaves, faucets, ice makers, and plumbing stoppages.