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Your home’s roof can wear out quickly in Washington’s rainy weather. Most reputable home warranties offer roof-leak coverage plus protection for your home’s major systems and appliances. They can also connect you with vetted contractors, saving you time otherwise spent searching for one yourself. We reviewed the best home warranty companies nationwide and chose the best options in Washington.
The Top 5 Home Warranty Companies in Washington
Based on our comprehensive review standards, we rated the following home warranty companies on coverage limits, plans, pricing, and service reputability. Check out our top Washington home warranty providers:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
- HomeServe : Best for Specific Needs
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare Washington’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
Home Warranty Regulations in Washington
The state of Washington has two government bodies that oversee home warranties. The first is the Department of Finance. It outlines regulatory practices under Washington Statute §§ 48.110.010–48.110.901. The second is the Office of the Insurance Commissioner. This government body provides resources to consumers who buy home warranties. For example, it answers frequently asked questions and provides a complaint form and access to a business license database where consumers can look up a provider and confirm it is licensed in the state.
Home warranties self-regulate via industry associations. For instance, the National Home Service Contract Association (NHSCA) is an industry organization that oversees member companies. The NHSCA can expedite consumer complaints by contacting the upper management of member companies.
Do Home Warranties Cover Roof Leaks?
Most home warranty companies offer roof-leak coverage. However, coverage can vary widely depending on the provider. Generally, home warranties cover roofs over an occupied living area. There are limits to the type of roof material a provider will cover. For example, most providers cover shake and composition shingles. They don’t cover decks, metal roofs, patios, roof replacements, skylights, or solar equipment. We suggest reading your provider’s sample contract to understand the exact terms of coverage.
Protecting your Washington home involves more than just routine maintenance. Take the surprise out of an unexpected system or appliance breakdown with a home warranty. Consider Liberty Home Guard for its lengthy workmanship guarantee. American Home Shield is a solid choice if you want total home protection. Finally, AFC Home Club makes sense for those who want contractor flexibility. We suggest pulling quotes from three providers to compare coverage options, costs, and limits.
Washington Home Warranty Companies FAQ
Do home warranties cover broken home items?
All home warranty providers require your home items to be in working condition before providing coverage. You can file a claim if a covered item breaks after your initial waiting period.
Is a home warranty worth it for an older home?
A home warranty could be worth it for an older home with aged appliances and home systems because those items will likely break down from wear and tear. A home warranty isn’t worth it, however, if your home systems and appliances have preexisting conditions, as many providers exclude these. If you want coverage for items with preexisting conditions, American Home Shield covers certain preexisting conditions, and it does not require a home inspection before beginning coverage.
What are the benefits of a home warranty in Washington?
The major benefit of a home warranty in Washington is financial protection for a home system or major appliance breakdown. As a homeowner, a home warranty protects your savings account and provides convenience by connecting you with a service technician when a covered appliance or system malfunctions.
Do home warranty companies cover furnaces?
Yes, many home warranty providers offer furnace coverage in their base plans. However, each provider offers different coverage limits for furnace systems. Therefore, it’s important to check your provider’s service contract for the extent of coverage.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.