Best Home Warranty Companies in West Virginia

By Jesus Sanchez Garcia | November 6, 2023

All products and services featured are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission.

When you own a home, you have to keep your essential everyday items in good working order. If a key system or appliance fails due to normal wear and tear, a home warranty will save you the hassle of finding a reputable service provider to repair or replace the item. We analyzed the best home warranty companies in the United States and selected the top providers in the Mountain State.

 


 

The Top 5 Home Warranty Companies in West Virginia

Our team compared plan coverage, costs, service call fees, and additional perks before choosing the best West Virginia home warranty companies. Here are our top recommendations:

The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage selections and your home’s size, type, and location.

 


 

American Home Shield

American Home Shield

Best for Extensive Coverage

American Home Shield

Best for Extensive Coverage
4.9
At a Glance
BBB Rating: B
Monthly Cost: $40–$80
Service Fee: $100–$125
Phone: (844) 804-5378

Get a quick quote: Visit American Home Shield’s site

Read more: American Home Shield Review

 


 

Liberty Home Guard

Liberty Home Guard

Best Add-On Variety

Liberty Home Guard

Best Add-On Variety
4.5
At a Glance
BBB Rating: NR
Monthly Cost: $49–$60
Service Fee: $65–$125
Phone: 866-452-9107

Get a quick quote: Visit Liberty Home Guard’s site

Read more: Liberty Home Guard Review

 


 

Select Home Warranty

Select Home Warranty

Best Budget Coverage

Select Home Warranty

Best Budget Coverage
3.9
At a Glance
BBB Rating: B
Monthly Cost: $44–$48
Service Fee: $65–$75
Phone: 888-370-3956

Get a quick quote: Visit Select Home Warranty’s site

Read more: Select Home Warranty Review

 


 

First American Home Warranty

First American Home Warranty

Best for Systems Coverage

First American Home Warranty

Best for Systems Coverage
4.7
At a Glance
BBB Rating: B
Monthly Cost: $45–$70
Service Fee: $75–$125
Phone: 800-891-9778

Get a quick quote: Visit First American Home Warranty’s site

Read more: First American Home Warranty Review

 


 

America’s 1st Choice Home Club

AFC Home Warranty

Best Membership Perks

AFC Home Warranty

Best Membership Perks
4.4
At a Glance
BBB Rating: B
Monthly Cost: $44–$97
Service Fee: $75–$125
Phone: 877-755-1115

Get a quick quote: Visit America’s 1st Choice Home Club’s site

Read more: America’s 1st Choice Home Club Review

 


 

Home Warranty Regulations in West Virginia

Our research shows West Virginia doesn’t have a clear governmental agency that oversees home warranty companies. However, the state does regulate service contracts. Home warranties typically fall under the service contract category since you must pay a third-party company to protect a product. West Virginia also allows homeowners who own home warranties to file complaints with the Offices of the Insurance Commissioner if there is a contractual dispute.

Note that some home warranties self-regulate through industry associations. The National Home Service Contract Association (NHSCA) is one of several industry organizations that oversee member home warranty companies. The NHSCA also provides a member directory database to help consumers choose a reputable provider.

 


 

Are Home Warranties Worth It?

A home warranty is a great investment for homeowners who need coverage outside of what their home insurance policies offer. While home insurance covers damage to your property or house caused by major events, home warranties cover system and appliance breakdowns due to normal wear and tear.

A home warranty also sources trustworthy service technicians for you. One of our team members tested First American Home Warranty’s claims process and said he enjoyed how quickly a representative found a qualified technician to repair his issue.

Home warranties may not suit all homeowners, however. For example, a home warranty doesn’t make sense if you own brand-new appliances or systems that still have their manufacturer’s warranties.

 


 

Our Recommendation

We chose American Home Shield as our top pick because it covers an extensive list of built-in systems and major appliances within standard plans. We also recommend Liberty Home Guard for its 60-day workmanship guarantee for all completed repairs. Select Home Warranty is our recommendation for homeowners who need basic HVAC coverage.

Before signing up with a provider, we recommend reading its sample contract to understand coverage terms, exclusions, and limitations.

 

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West Virginia Home Warranty Companies FAQ

Does a home warranty cover solar panels?

No, home warranty plans typically don’t cover solar panels, whether they are roof-mounted panels or installed on the ground. We recommend reading your provider’s sample contract to understand the exact coverage terms and limitations.

How soon should I file a claim with my home warranty company?

You should file a claim with your home warranty company immediately after you notice a system or appliance breakdown. Many companies have clauses in their sample contracts requiring prompt reporting of a malfunction. Failure to file a claim once you notice a breakdown can result in a claim denial.

What are the most common add-ons offered by home warranties?

Generally, each provider offers its own list of add-on options. However, the most common add-ons consist of the following: additional refrigeration, pool and spa, u003ca href=u0022https://www.architecturaldigest.com/reviews/roofing/how-to-find-a-roof-leaku0022u003eroof-leaku003c/au003e coverage, septic systems, sump pumps, and well pumps.

What is a home service contract?

A home service contract is the industry term for a home warranty. While considered the same, state regulatory bodies may have specific regulations for service contracts rather than warranties. We recommend contacting your state’s consumer protection office for more information.

 


 

How We Chose the Top Home Warranty Providers

Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.

We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.