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When you own a home, you have to keep your essential everyday items in good working order. If a key system or appliance fails due to normal wear and tear, a home warranty will save you the hassle of finding a reputable service provider to repair or replace the item. We analyzed the best home warranty companies in the United States and selected the top providers in the Mountain State.
The Top 5 Home Warranty Companies in West Virginia
Our team compared plan coverage, costs, service call fees, and additional perks before choosing the best West Virginia home warranty companies. Here are our top recommendations:
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- First American Home Warranty : Best for Home Systems Coverage
- America’s 1st Choice Home Club : Best Membership Perks
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home for our quotes. Your cost may vary based on your coverage selections and your home’s size, type, and location.
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
First American Home Warranty
Get a quick quote: Visit First American Home Warranty’s site
Read more: First American Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Home Warranty Regulations in West Virginia
Our research shows West Virginia doesn’t have a clear governmental agency that oversees home warranty companies. However, the state does regulate service contracts. Home warranties typically fall under the service contract category since you must pay a third-party company to protect a product. West Virginia also allows homeowners who own home warranties to file complaints with the Offices of the Insurance Commissioner if there is a contractual dispute.
Note that some home warranties self-regulate through industry associations. The National Home Service Contract Association (NHSCA) is one of several industry organizations that oversee member home warranty companies. The NHSCA also provides a member directory database to help consumers choose a reputable provider.
Are Home Warranties Worth It?
A home warranty is a great investment for homeowners who need coverage outside of what their home insurance policies offer. While home insurance covers damage to your property or house caused by major events, home warranties cover system and appliance breakdowns due to normal wear and tear.
A home warranty also sources trustworthy service technicians for you. One of our team members tested First American Home Warranty’s claims process and said he enjoyed how quickly a representative found a qualified technician to repair his issue.
Home warranties may not suit all homeowners, however. For example, a home warranty doesn’t make sense if you own brand-new appliances or systems that still have their manufacturer’s warranties.
We chose American Home Shield as our top pick because it covers an extensive list of built-in systems and major appliances within standard plans. We also recommend Liberty Home Guard for its 60-day workmanship guarantee for all completed repairs. Select Home Warranty is our recommendation for homeowners who need basic HVAC coverage.
Before signing up with a provider, we recommend reading its sample contract to understand coverage terms, exclusions, and limitations.
West Virginia Home Warranty Companies FAQ
Does a home warranty cover solar panels?
No, home warranty plans typically don’t cover solar panels, whether they are roof-mounted panels or installed on the ground. We recommend reading your provider’s sample contract to understand the exact coverage terms and limitations.
How soon should I file a claim with my home warranty company?
You should file a claim with your home warranty company immediately after you notice a system or appliance breakdown. Many companies have clauses in their sample contracts requiring prompt reporting of a malfunction. Failure to file a claim once you notice a breakdown can result in a claim denial.
What are the most common add-ons offered by home warranties?
Generally, each provider offers its own list of add-on options. However, the most common add-ons consist of the following: additional refrigeration, pool and spa, roof-leak coverage, septic systems, sump pumps, and well pumps.
What is a home service contract?
A home service contract is the industry term for a home warranty. While considered the same, state regulatory bodies may have specific regulations for service contracts rather than warranties. We recommend contacting your state’s consumer protection office for more information.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.