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Homeownership comes with its difficulties. Finding a reputable service provider can be challenging when a crucial home system or appliance breaks down unexpectedly. With a home warranty, however, you can quickly source a technician when your systems and appliances fail due to normal wear and tear. Our team reviewed the best home warranty companies nationwide and selected our top picks for Wyoming homeowners below.
The Top 5 Home Warranty Companies in Wyoming
Before choosing the best Wyoming home warranties, we considered factors such as coverage plans, cost, customer service, and service reputability.
- American Home Shield : Best for Comprehensive Coverage
- Liberty Home Guard : Best Add-on Variety
- Select Home Warranty : Best for Cost-Effective Plans
- America’s 1st Choice Home Club : Best Membership Perks
- Cinch Home Services : Best Coverage Variety
The cost data displayed in this article is a national average based on the 120 sample quotes we requested. We used a 2,000-square-foot, single-family home to pull quotes. Your cost may vary based on your coverage and home size, type, and location.
Compare Wyoming’s Top Home Warranty Companies
|Star Rating||Monthly Cost||Service Fee||BBB Rating||Link|
|American Home Shield||$65–$76||$100–$125||B||VISIT SITE|
|Liberty Home Guard||$49-$60||$65–$125||A+||VISIT SITE|
|Select Home Warranty||$44–$48||$65–$75||B-||VISIT SITE|
|First American Home Warranty||$59–$77||$75–$125||B||VISIT SITE|
|American Home Shield|
|Liberty Home Guard|
|Select Home Warranty|
American Home Shield
Get a quick quote: Visit American Home Shield’s site
Read more: American Home Shield Review
Liberty Home Guard
Get a quick quote: Visit Liberty Home Guard’s site
Read more: Liberty Home Guard Review
Select Home Warranty
Get a quick quote: Visit Select Home Warranty’s site
Read more: Select Home Warranty Review
America’s 1st Choice Home Club
Get a quick quote: Visit America’s 1st Choice Home Club’s site
Read more: America’s 1st Choice Home Club Review
Cinch Home Services
Get a quick quote: Visit Cinch Home Services’ site
Read more: Cinch Home Services Review
Home Warranty Regulations in Wyoming
While it doesn’t oversee home warranties directly, Wyoming’s Department of Insurance (DOI) does regulate service contracts. It developed Wyoming Statute 26-49-101–26-49-111 to ensure companies selling service contracts fulfill their promises. For example, service contract companies must maintain a funded reserve account to pay all consumer claims should the company go under.
If you purchased a home warranty in Wyoming and believe your home warranty company is incorrectly denying your claim, there are several things you can do. Arthur Chartrand, who is of counsel to the National Home Service Contract Association (NHSCA), suggests contacting your provider and recording your attempts to resolve your issue. Then, if your provider refuses to cooperate, you can file a complaint with the DOI.
How to Buy a Home Warranty
Buying a home warranty can be fairly complex due to the number of companies, plans, and coverage options available. To choose the right provider, follow these steps:
- Determine your coverage needs: Identify the systems and appliances you want a home warranty to protect.
- Research companies: Visit company websites, read consumer reviews, and compare coverage options before deciding.
- Request quotes: Pull quotes from at least three different companies to compare plan costs.
- Read your final contract: Carefully read your plan’s contract to understand undisclosed fees, coverage exclusions, and limitations.
A home warranty provides peace of mind and saves you from spending hours searching for the right service provider. In addition, a home warranty fills in the coverage gaps left by your homeowners insurance policy. Due to its generous systems and appliance caps, we recommend American Home Shield as our top pick. Liberty Home Guard is another reputable choice if you own multiple HVAC units. Select Home Warranty is worth considering since it includes roof-leak protection in each plan.
Wyoming Home Warranty Companies FAQ
What is a home service contract?
A home service contract is the industry term for a home warranty. While considered the same, state regulatory bodies may have specific regulations for service contracts rather than warranties. We recommend contacting your state’s consumer protection office for more information.
What is the difference between a home warranty and a homeowners insurance policy?
A home warranty policy covers items in your home that fail due to normal wear and tear. A home insurance policy covers items in your home damaged by covered perils such as theft, fire, and storms. Both policies could save you from spending money on significant repairs.
What is the best home warranty company in Wyoming?
The best home warranty company in Wyoming depends on your specific needs. If you want coverage for multiple HVAC units, consider Liberty Home Guard. American Home Shield is a reputable choice if you own an older home since it covers items with preexisting conditions.
What is considered wear and tear?
Wear and tear is an industry term to describe deterioration due to regular use over time. This applies to appliance and system breakdowns that occur from normal use without tampering and without being improperly installed or maintained.
How We Chose the Top Home Warranty Providers
Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample agreements, and identified customer pain points based on our analysis of customer reviews and interviews with industry experts. Our in-depth methodology outlines our review process to provide transparent information about the companies we review.
We determined that the following factors are the most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research supported that plan coverage, customer service, and industry reputation should carry the most weight. While important, the other factors should not have as much influence when choosing a home warranty provider.